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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

So easy to save & manage my money!

I have been using Zopa for around six months. It’s so easy to set up different pots of money and to lock away money for set periods of time. The interest rates are really good and it’s quick and easy to move money between pots or transfer it to a different account. I am getting better at managing my finances thanks to Zopa’s Smart Saver! Reviewed on: 3rd April 2023

Zooper Zopa Savings

Easy and quickly to set up, great interest rates and the flexibility to have instant access as well as notice accounts in one place with an easy to use app. Reviewed on: 3rd April 2023

Easy to setup and access my account

The account was easy to setup. I like the fact I can setup up different buckets, the buckets can be notice buckets with increased interest or be the standard no notice bucket so it is easy to split up savings. Transferring to and from the account is again straightforward so all in all a good setup. The account was setup as they were giving the best rate for a no tice account at the time. Reviewed on: 3rd April 2023

Best rates out there.

Great rates, constantly increase to stay competitive and setup was easy. Reviewed on: 3rd April 2023

Always on top of rates

Always on top of interest rates. Providing better rates than other banks. And increasing rates instantly without delay Reviewed on: 3rd April 2023

Great rates, lots of notice options, simple app!

Zopa provides a very easy to use savings app, which has several options for notice from instant to 95 days, all with great interest rates, paid monthly! What’s not too like??!! Reviewed on: 3rd April 2023

Easy to save

I have over 10 savings buckets, which makes it easy for me to keep track of all my different savings sources. It’s also very easy to move money between the different buckets. Reviewed on: 3rd April 2023

Great Service

Very helpful with monthly saving and loans Reviewed on: 3rd April 2023

Simple, honest and quick

Simple tk setup and use bank account and app. Interest paid monthly is great and the rate being variable and quick to react to base rate changes is the way it should be. Reviewed on: 3rd April 2023

Zopa Smart Saver

I’ve been really pleased with my Zopa account. Very easy to use via the App, and very competitive interest rates. Reviewed on: 3rd April 2023

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