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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy smart saver

It’s so easy to save and I just love how I’ve been saving so much Reviewed on: 3rd April 2023

simple to use, easy to understand

Great account I can easily decide howuch of my money I need access to and move it about all in one place without giving to open multiple accounts. Reviewed on: 3rd April 2023

Highly recommend

I was looking for a savings account that gave the best interests rates but had fairly easy access as I wasn’t sure when I might need to access my money. So when I heard about Zopa on Martin Lewis I knew it would be a safe and reputable bank. It offers different levels of savings from easy access to a few weeks or a few months notice with higher interests rates. Suited me really well. I have had to contact customer services for help when I changed my surname and the assistant was really helpful and explained things clearly giving me instructions on what I had to do. So far I have been very impressed with Zopa so have recommended them to others. Reviewed on: 3rd April 2023

Easy access and great interest rates

An excellent savings account with various options regarding access but all options have excellent competitive rates of interest, which is added monthly. Reviewed on: 3rd April 2023

Very easy to use, efficient, and a good interest rate.

Its very straightforward to use, and gives me instant access with a good interest rate, what's not to like? Reviewed on: 3rd April 2023

So pleased with this Bank!

I have opened a Smart Saver Account with Zopa and I am so pleased with it. I have already recommended it to family members. Reviewed on: 3rd April 2023

Great rates and easy to use app

Great rates and easy to use app. Found it easy to use Zopa and interest is paid monthly Reviewed on: 3rd April 2023

Great app

Great app, easy to set up and use Reviewed on: 3rd April 2023

Fantastic Savings App

Can't fault Zopa, it's very easy to use and the interest rates are great - better than pretty much anyone else out there. I like the verified link to your bank accounts which makes transferring money back and forth a complete doddle. Highly recommended. Reviewed on: 3rd April 2023

Great!

Really happy with my Smart Saver, easy to use and consistently great rates. Reviewed on: 3rd April 2023

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