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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Handy and simple

Been using this savings account for a few months, opened within minutes and easy to withdraw when needed Reviewed on: 3rd April 2023

Easy access with good rates

Title says it all! App is easy to use, savings rates are very competitive and Zopa makes it very easy to manage my savings. Reviewed on: 3rd April 2023

Saving is literally smart

Simple to use and decent interest Reviewed on: 3rd April 2023

Leading rates and easy interface

Zopa consistently offer market leading interest rates and have a very interactive user interface. Would definitely recommend (and have recommended) to others! Reviewed on: 3rd April 2023

Great savings company

Perfect , easy/simple to use and helps us save ! Reviewed on: 3rd April 2023

Positive and Simple Service

Amazing and simple service rendered for savings. Loved the way automatic upgrade to savings rate happened on the account. Reviewed on: 3rd April 2023

Great

Good savings account, great interest rates and regular payments. Reviewed on: 3rd April 2023

Great service

Zopa Smart Saver accounts are easy to manage and have really good interest rates. Reviewed on: 3rd April 2023

Simple Saving at its best!

Couldn't be more straightforward. Happy my money is safe and competitive. Reviewed on: 3rd April 2023

Savings account that changes with BOE changes

As a saver who regularly ditches & switches I have been very happy to see Zopa saving me some of that work by updating their interest rates with the BOE. Most savings accounts gather business with a top rate & fall behind when rates change. The Zopa account has managed to stay in the best buy tables since I opened it. Reviewed on: 3rd April 2023

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