Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Easy!

Easy to set up, easy to use and good interest rates. Reviewed on: 3rd April 2023

Blimey!! Excellento! With interest to boot.

Excellento!! Digital service .customer friendly digital banking. Wot!! More can I say. Reviewed on: 3rd April 2023

Excellent On-Line Bank

Very easy to open and manage your account plus very competitive interest rates. Reviewed on: 3rd April 2023

Easy to use, great rate

The app works very smoothly. It's easy to transfer in and out, and to see the interest rate. The rate is very good and the option to have higher interest pots is a nice feature. Reviewed on: 3rd April 2023

Excellent

Really easy to set up, use and access. Rates seem good too. I recommend it to everyone! Reviewed on: 3rd April 2023

Easy to use and great rates

I love that you can create separate pots and decide on the notice period for each. The app is easy to use and it's quick to deposit and withdraw money. The interest rates are some of the best available which adds to the appeal. Reviewed on: 3rd April 2023

Quick and easy

Easy to set up. Quick to transfer money in and back out when needed. Great that it calculates interest daily so can be used for very short-term savings as well as having extra interest when you can deposit cash for longer periods. Reviewed on: 3rd April 2023

Easy, smart and rewarding

Opened an account in no time at all, able to get better rates at the click of a button and can link my current account with no fuss. What’s not to like? Reviewed on: 3rd April 2023

Zopa, Beat in the Business

Hassle free, Professional Service and the best rates around... Reviewed on: 3rd April 2023

Life changing

Completely changed the way I save. It so nice and refreshing to have multiple savings pots with different interest rates all in one space. Means saving for different goals is so much easier and you can protect your money in multiple ways. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Term Savings
from Metro Bank 4.43 from 223 reviews
Savings accounts
from Advance Credit Union 0.00 from 0 reviews
Savings
from Monument 4.85 from 1705 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub