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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Perfect!

Using the Smart Saver has helped me out wonders on focusing my savings but using the individual named pots. The app is quick and easy to use both with deposits and withdrawals. Have told all my friends and family about the app! Reviewed on: 3rd April 2023

Good app with good return

Easy to use app with clear savings. Nice functionality for locking in which give’s bonus Reviewed on: 3rd April 2023

Instant Access Saver - Great interest rates

Interest rates have increased within a couple of months of saving. I've had instant access to savings and quick and easy app to save / withdraw monies. Very impressed. Reviewed on: 3rd April 2023

Very good application

All-round very good application and service. Quick deposits and withdrawals. Peace of mind on security measures. I did not give full stars only because I'd like to see more options in regards to notice periods. For example 2 months. Reviewed on: 3rd April 2023

Zopa

Might be the last App I get to when checking my Banking, but it's always a pleasure.Very competitive interest rates, and very simple and carefully though out pages on the APP. Reviewed on: 3rd April 2023

Flexible account with good interest rates

I really like the different pots you can make with this account, combining the benefits of fixed-term savings accounts and easy access ones. Very easy to set up and use. I would highly recommend Reviewed on: 3rd April 2023

Excellent app

Easy to use, very competitive interest rates, all round excellent service Reviewed on: 3rd April 2023

Excellent and easy to save

Great service for saving - easy to set up, easy to access, great rates that have been updated quicker than other banks when BoE rates have increased. Reviewed on: 3rd April 2023

Loving Zopa

I’ve been in Banking for 35,years and have helped customers meet their financial goals and plans. I have recommended budgeting as part of this service and I love the pots which you offer to budget and plan. I can also rely on you offering a very competitive rate and updating it quickly when we see base rate increases. There’s no need to look elsewhere. I’ve been recommending Zopa to friends and family who have opened accounts with you. Reviewed on: 3rd April 2023

Easy saver

Very convenient bank app - and great interest rate Reviewed on: 3rd April 2023

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