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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Straightforward good value

Zopa seem to review their savings rates quite regularly and quickly reflect a raise in Base rate. The savings pot system is simple to understand and operate. All transactions have been almost instant. Reviewed on: 3rd April 2023

Easy to apply, easier to use. Great!

All banking should be like this. Super efficient. Intuitive app. Competitive interest rates. What's not to like! Reviewed on: 3rd April 2023

So good

Interest every month. Better than the banks Reviewed on: 3rd April 2023

On the money.

A company that delivers and pays interest every month, love it! Reviewed on: 3rd April 2023

Great savings account

App easy to use and very clear. Withdrawals and deposits quick and seamless. Good interest rate. Would recommend to others. Reviewed on: 3rd April 2023

Soooooooooooooo Easy

The app is so easy to use and you have the best rates , simple! Reviewed on: 3rd April 2023

Savings

Fab way to save. Good interest rates and really easy to transfer money from different accounts. Love the fact you can build separate saving pots. All the house hold has an account. So easy to use. Reviewed on: 3rd April 2023

BEST SAVINGS ACCOUNT EVER

I love this bank. It is so versatile. The interest rates are the best around and ZOPA are always quick to move the rates up when the bank rates rise. Marvellous. Reviewed on: 3rd April 2023

Zopa Smart Saver is a great savings account

I’ve had Zopa Smart Saver account for about a year and I think the account is great. Managing the account with the app is easy and the basic savings interest rate is great for an easy access account. Even better are the boosted savings pots where you can get a higher interest rate by locking some of your money away like a notice account. I would highly recommend this product. Reviewed on: 3rd April 2023

Easy to use banking with great interest rates

Very easy, quick to use, simple, either instant access or boosted pots with high interest rates. Good communication from Zopa through email and notifications. Reviewed on: 3rd April 2023

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