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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

So easy to use!

Really straightforward and easy to move money across my Smart Saver and main bank account. Reviewed on: 3rd April 2023

Excellent easy to manage account with leading interest rates.

After comparing the market I chose Zopa for its leading interest rates and easy access with no withdrawal limits or penalties. Reviewed on: 3rd April 2023

excellent service

No fuss, no mess, so easy to save. Reviewed on: 3rd April 2023

Great online bank

User friendly online bank, with good communication and good interest rates. Reviewed on: 3rd April 2023

Best interest rate

So far, Zopa is the best interest rate offered for easy access savings which is why I chose them. Reviewed on: 3rd April 2023

Easy and rewarding

Setting up and administering my Zopa Saver has been really easy through the app. Being able to lock some savings away for an improved rate is a great feature Reviewed on: 3rd April 2023

Best interest rates around and easy to use

With the best instant access rates I have found with the interest being paid into the account monthly it is so easy to use. There is minimal delays between Bank of England interest rates increasing to the interest rates on savings changing meaning the you benefit quicker. It is so easy to transfer in and out. You also get updates via emails to keep you updated Reviewed on: 3rd April 2023

Really useful

Such a great way to save money! I use it all the time and its so useful, especially with the different pots Reviewed on: 3rd April 2023

Flexible, easy to use savings account

Good interest rate, very flexible and easy to use app Reviewed on: 3rd April 2023

Amazing Smart Saver Account

I was introduced to ZOPA through my daughter last year. Really simple to set up and also access to my account. Transfers and withdrawals are so easy and straight forward and quick. Definitely rate ZOPA 10/10 Reviewed on: 3rd April 2023

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