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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to manage

Easy to open an account and manage online. Great interest rates too. Reviewed on: 3rd April 2023

Great service and easy to use app

Zopa gives a great return on savings with regular interest rate updates and an easy to use app. I would definitely recommend them. Reviewed on: 3rd April 2023

Company With Morals

Such an easy company to deal with and the application is simple to use. They actually pass any rate rises onto the customer, meaning I am loathe to move my money elsewhere and they remain competitive and trustworthy to me. Reviewed on: 3rd April 2023

Great rates

Excellent rates and easy to use app Reviewed on: 3rd April 2023

Better interest rate

App user friendly and gives a great interest Reviewed on: 3rd April 2023

Excellent product and prompt reaction to interest rate increases

The Zopa app is straightforward forward to use. I like the ease of setting up boosted pots. Zopa are very quick to follow Bank of England rate rises with an increase in the Zopa rates. Interest is applied monthly so you can see your savings growing, Have recommended to family members. Reviewed on: 3rd April 2023

Easy accessible savings App

Straight forward and easy way to save. Their App has helped me save money and they offer great interest rates! Very happy. Reviewed on: 3rd April 2023

Absolutely love it

Super easy to set up and very reliable. Reviewed on: 3rd April 2023

Saving made easy

Really good app and straightforward to set up and use. Makes saving easy! Reviewed on: 3rd April 2023

Easy to use

Eastly to set up plus good interest. Just add money to the pot when I like Reviewed on: 3rd April 2023

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