Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Brilliant

Zopa is a fabulous company to use too have you're savings with Reviewed on: 3rd April 2023

Excellent

Really good app and good interest rates. Reviewed on: 3rd April 2023

Super easy to use...

The saver account from Zopa is super easy to use. You can boost your money pots interest rate at the touch of a button. Highly recommended. Reviewed on: 3rd April 2023

Control of your money

I really like the ease of transferring money to and from this savings accounts. I have several pots duly assigned where I can save regularly or top up from time to time. Notice period governs the interest rate offered so I am always in control. Reviewed on: 3rd April 2023

Competitive, Easy and Quick Savings

Very competitive rates which moved up automatically to remain competitive. Easy to set up and to move money in and out, really pleased as blew my bank rates out of the water! Reviewed on: 3rd April 2023

Love it all!

Fantastic app and company. Easy to set up, love the option to split savings into different pots. easy to understand rules regarding boosted pots, just fab. Spent years with previous provider getting more and more frustrated with rubbish communication but so far Zopa is beating them hands down. Would definitely recommend to others. Reviewed on: 3rd April 2023

Simplicity

So easy to set up and use and the interest rate is very competitive Reviewed on: 3rd April 2023

Easy to use

The smart saver is really easy to use and is user friendly. It’s also really flexible - making it easy to access your money when you need to. Reviewed on: 3rd April 2023

Great savings product with flexibility

Flexibility to set up pots for different savings goals with best interest rate around for easy access Reviewed on: 3rd April 2023

Great saving account

It is all done online and very easy. They also very good at increase the rates as Bank of England rates go up. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bonus Saving Account
from first direct 4.68 from 58 reviews
Savings
from Marsden Building Society 4.93 from 4614 reviews
Fixed term savings
from Sidekick 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub