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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Zopa Smartsaver Account

This has got to be one of the best app based savings accounts that I have ever used. It’s really easy to use and it has a great facility where you can boost your savings rate in a couple of clicks just by committing to a fixed term of no access which is great if you do not need instant access to some or all of your savings at anyone time. It’s also easy to transfer cash when you need it. I give this account 5/5 but don’t take my word give it a try. Reviewed on: 3rd April 2023

Convenient Savings Account

Easy to set up, and easy to manage. The ease of setting up the locked savings pots is also very good. Reviewed on: 3rd April 2023

Great app based savings account

My Zopa Smart saver account was quick and very easy to set up from scratch. The instant access interest rate is very competitive. They have even proactively increased the rate twice in the past three months. I also like the option to lock away part of your savings for varying fixed periods which gives you an even better rate. Reviewed on: 3rd April 2023

The best

Best service, best app and best of all top interest rates Reviewed on: 3rd April 2023

Amazing

So simple to set up an account and transferring money could not be simpler. Me and my partner both have saving accounts with Zopa and would recommend to everyone Reviewed on: 3rd April 2023

Easy and good value

The app works well every time. The security is manageable. Moving money is easy, and interest rates are excellent. Reviewed on: 3rd April 2023

Great interest rate

Zopa provide service and simplicity with top rates of interest Reviewed on: 3rd April 2023

Easy to use

Love Zopa! It's easy to use, speedy with any customer support and a great savings product to boot! Reviewed on: 3rd April 2023

Easy access good rates

Good rates, which you can increase by locking away funds for longer periods. App easy to use, very flexible to move money between accounts. Reviewed on: 3rd April 2023

Brilliant

Zopa has been great way to build my savings I would recommend to anyone! Reviewed on: 3rd April 2023

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