Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Super user friendly!

Really easy to use, explains how the saver works and in general makes it a really smooth Savin process! Reviewed on: 3rd April 2023

Best value

Best easy access rates, always revised in line with BoE rate changes. Easy to use App and access to asvings. Reviewed on: 3rd April 2023

Easy to access savings account

It was very easy to open an account with Zopa. Once you have the app you can check your account, transfer funds from one pot to another if you need to. The interest rates are good too. Reviewed on: 3rd April 2023

Easiest setup amazing rates

I’ve tried few savings apps to see which ones feel more reliable. Zopa was the easiest to setup, clear terms and conditions and allows you to flexibly plan your savings returns. I have confidence over the protection and would consider using other products they offer. Well done! Reviewed on: 3rd April 2023

One of the best In my opinion.

Very good interest rates with good options, a very user-friendly app, I've had no problems at all with any transactions. Reviewed on: 3rd April 2023

Martin Lewis does it again!

Opened this account after reading about it on money saving expert. Easy to use, quick to access money if needed. Great account Reviewed on: 3rd April 2023

great interest rate

good rates, easy to set up, good app Reviewed on: 3rd April 2023

Innovative savings product

I like the options to put money away for additional interest with a number of terms available. Zopa have made this really simple. Reviewed on: 3rd April 2023

Top class savings account

Great rate, easy to use app, and gives you total control Reviewed on: 3rd April 2023

Quick and efficient

Quick and efficient to set up, move money and very user friendly app. Love how they update savings rates regularly and pass them on to all customers not just new ones. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Marsden Building Society 4.95 from 4614 reviews
Child Trust Fund
from OneFamily 2.56 from 13 reviews
Framework Fair Value Fixed Rate (discontinued)
from Nottingham Building Society 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub