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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great rates

Not only fantastic and competitive interest rates but a really easy to use app and great communication. Definitely would recommend to others. Reviewed on: 3rd April 2023

Professional and helpful

Saving with Zopa is made easy with their excellent communication system Reviewed on: 3rd April 2023

Great online saver

Incredibly quick and easy to set up. Competitive interest rates frequently reviewed in line with base rate. Super easy to use app Reviewed on: 3rd April 2023

Transparent, easy and smart

Great savings account easy to navigate, transparent and fast depositing and great interest rates with monthly updates. Fab account!! Reviewed on: 3rd April 2023

Great service

Always so helpful , would recommend to friends and family Reviewed on: 3rd April 2023

Positive vibes only

Love my Zopa account. So easy to set up a regular payment and top up with extra. Email notifications to let me know I’ve topped up are really helpful and keep me motivated. Reviewed on: 3rd April 2023

Superb!

Have credit card and savings account with ZOPA. Everything has been easy from the start. Good rates, good app, what’s not to like! 100% recommend. Reviewed on: 3rd April 2023

Excellent service, clear communication

Excellent service with easy to use app Reviewed on: 3rd April 2023

Best there is!!!

Easy to open and operate! Really happy that I chose Zopa! Reviewed on: 3rd April 2023

Flexibility with good interest rates

Very impressed with the flexibility Zopa offers me to easily open "pots" for different purposes at different interest rates & access periods to suit me, under the auspices of a single account. Biometric logon makes such a differnce these days to ease of use too. Great interest rates and quick to put them up when rates rise compared to other banks. Reviewed on: 3rd April 2023

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