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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Top Interest Rate

Quick & easy to set up. Good interest rate on easy-access money Reviewed on: 3rd April 2023

Great instant saver via app

App easy to use and good interest rate Reviewed on: 3rd April 2023

Faster payment top interest.

3.34% at the touch of a button. What’s not to like? You know what to do! Reviewed on: 3rd April 2023

Easy to open and use, market leading rates

Easy to open and use Withdrawal does not take long Always updating the interest rates quickly against BoE rate hikes Reviewed on: 3rd April 2023

Super easy !

Very easy to setup online and easy to transfer money have recommended it to so many people Reviewed on: 3rd April 2023

Great savings

Easy to use and good interest rates Reviewed on: 3rd April 2023

Easy to set up and access higher yield

Easy to set up and incentive to commit savings to better returns and structure savings sensibly. Reviewed on: 3rd April 2023

Easy and quick

Easy to set up and manage your money. Very competitive interest rates Reviewed on: 3rd April 2023

Excellent

Brilliant interest rates, easy to use app with convenient pots so you can save for the short and long term Reviewed on: 3rd April 2023

Savings for life's ups and downs

I find Zopa helps savings for life's ups, downs, big things and little things much easier. Clearer to see you reaching your goals. You will hit your target in the end thanks to Zopa Reviewed on: 3rd April 2023

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