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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great Savings Account

Zopa’s app is so easy to use and really user friendly. The interest rates aren’t bad either. Would thoroughly recommend. Reviewed on: 3rd April 2023

Higher interest than previous savings account

Great stuff, easy to use the app and clearly shows interest accrued Reviewed on: 3rd April 2023

Easy to understand and great rates

Fantastically simple and easy to set up. Lock your money away for longer and get better rates. All controlled by a very intuitive phone app. Their rates are updates more regularly and are higher than other savings accounts I’ve used so I ditched my other savings accounts. Couldn’t recommend more highly. Reviewed on: 3rd April 2023

Good customer service and very good interest rates

Very quick correspondence via the customer service portal and very good interest rate to maximise savings. User friendly website Reviewed on: 3rd April 2023

Savings for 2023

Savings interest excellent and competetive Reviewed on: 3rd April 2023

Easy to set up and control

It was quick and easy to set up and so easy to manage online. Competitive rates of interest Reviewed on: 3rd April 2023

So easy to use and set up

Very easy to set up account, great rates of interest. Reviewed on: 3rd April 2023

Easy to save

Easiest way to start to get the savings habit and good personal loans too Reviewed on: 3rd April 2023

Best Bank is Zopa

A safe, easy to use bank that offers competitive interest rates. Reviewed on: 3rd April 2023

Easy app and good rates

I've found the app really easy to use to track and add savings. Good instant access rates. Reviewed on: 3rd April 2023

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