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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8149)

Excellent service

5
Quick excellent service every time I need help Reviewed on: 3rd April 2023

Straightforward

5
Straight forward no hassles,really great ! Reviewed on: 3rd April 2023

Reliable and Trustworthy

5
Great App, easy to use and I can rely on Zopa to remain competitive with regularly reviewed and updated rates of interest. Reviewed on: 3rd April 2023

Great rates and easy administration

5
A good rate of interest and incredibly easy to administer the account. Reviewed on: 3rd April 2023

Good instant access savers rates

4
A good savings rate offered to new customers with instant access. Reviewed on: 3rd April 2023

Savings account

5
Easy to set up. Easy to use. Very helpful Reviewed on: 3rd April 2023

Great provider

5
Easy to set up, use and great rates Reviewed on: 3rd April 2023

Zo Easy

5
I recently opened my Zopa account and have found the app very easy to use. Reviewed on: 3rd April 2023

Very easy to use. Good rate of interest

5
Zopa has very competitive rates and the app is extremely easy to use. Highly recommended. Reviewed on: 3rd April 2023

Savings account

5
Love the Zopa app. Very user friendly, great choice of booster pots so you can arrange your savings eriods to suit and excellent communication when notice period ends. I would definitely recommend Zopa to friends and family - in fact I already have Reviewed on: 3rd April 2023

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