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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Amazing savings account

The interest rates are really good with the smart saver at Zopa, I also find being able to separate money into pots is a great way to save for specific things and also means I'm less likely to take money out unless I really need it due to the notice period. It's really helped me save money and I will 100% be using it in the future and would recommend to anyone Reviewed on: 3rd April 2023

Great service with high rates

In my experience, Zope offers market-leading interest rates. As such, it is the best bank for me to open an easy-access account. Reviewed on: 3rd April 2023

Saving made easy

Has to be the easiest banking App ever and great rates too. Reviewed on: 3rd April 2023

Excellent service

Easy and simple to use service. Would highly recommend. Reviewed on: 3rd April 2023

Flexible Savings

Zopa offer a super product with their Smart Saver. The rates are highly competitive. I like the boost function that locks your savings for a variable time limit to get better rates. Reviewed on: 3rd April 2023

Easy to use

The app saving account is straightforward and easy to use once set up, i like how proactive they are with passing on increases to the saving rates. Reviewed on: 3rd April 2023

Excellent site for savings.

Very simple and straightforward website to use. Transfer of funds quick and easy. Reviewed on: 3rd April 2023

Excellent Way to Save

I took a loan out with Zopa almost 2 years ago. I found them to be a most informative and responsible lend.. I wanted to save a little each month but not over stretch myself. Great advice given by Zopa. I would thoroughly recommend Zopa as a lender and a saver. Reviewed on: 3rd April 2023

Fantastic Savings Rate

I’ve been with Zopa for a little under a year, and they have consistently been at industry-beating savings rates. I’ve highly recommended Zopa to friends and family, of which they all have an individual account Reviewed on: 3rd April 2023

Great company

Very easy online service, easy to set up and easy to keep an eye on Reviewed on: 3rd April 2023

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