Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Would definitely recommend!

I’ve recommended Zopa to everyone- great interest rate and super easy to use- both in terms of putting money in and out! So impressed I’m looking at other services they offer too! Reviewed on: 3rd April 2023

Excellent rates and a beautifully simple app

I opened my Zopa savings account soon after they launched them. I had a good experience as a loan customer and like the simplicity of their app. I have found the savings account very easy to manage and been very pleased with the prompt way interest rates have been adjusted. I have now recommended to my partner that he opens an account too! Reviewed on: 3rd April 2023

Easy to manage and big bucks in return

Slick app design and a really easy way to safely and quickly manage savings. Love the different interest rates available if I'll put my money away for a week or more - I can never commit to hide money away for a year but 3 months is very doable. And I especially love seeing all that interest money coming in each month. Reviewed on: 3rd April 2023

great rates

Great product with great rates. Easy to access funds Reviewed on: 3rd April 2023

Easy access and bear rate

I was a bit sceptical about online savings but Zopa is easy to access and pays more interest than my high street bank. Reviewed on: 3rd April 2023

Simple saving with great interest!

Simple to set up easy access saving pots and even easier to distribute into pots with further interest for notice access Reviewed on: 3rd April 2023

Easy Peasy No Money Squeezy

The most straightforward and simple to use website I’ve seen. Being an older technophobe with zilch financial acumen - Zopa gets me the best interest and the least stress. Reviewed on: 3rd April 2023

Great savings product and love the simplicity of the App

Was recommended Zopa by a friend and couldn't be happier. App simple to use, withdrawal when needed easy to follow and great communication throughout on deposits made and interest rate changes. Would highly recommend Zopa Reviewed on: 3rd April 2023

Brilliant smart saver !

Is a great smart saver, keeps my money safe and is easy and quick in transferring money in and out of my main bank accounts. Would highly recommend to others ! Reviewed on: 3rd April 2023

Zopa

Easy to use account set up and app. Good rates. Can't ask for much more. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Children's savings accounts
from Nottingham Building Society 5.00 from 1 reviews
Savings
from Shawbrook Bank 4.87 from 2745 reviews
Savings
from NHS Credit Union 4.96 from 777 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub