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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Good rates and respect naive customer service

Offers good rates. Easy to move Cash in and out. Not had much call on customer service but when I did ask a question it was answered promptly Reviewed on: 3rd April 2023

Easy saver

Great app and very easy to use with multiple saving pots to help with your saving plans Reviewed on: 3rd April 2023

Excellent app

Excellent app with clear instructions. Very easy to withdraw funds and kept informed by email when transactions take place. Reviewed on: 3rd April 2023

Zopa savings account review

I've had a good experience using Zopa - the savings rate are among the best, they have a very user-friendly interface for their app and they have very good customer service. Reviewed on: 3rd April 2023

Easy

Quick and easy way to maximise your savings Reviewed on: 3rd April 2023

Smart in name and Smart in nature

Easy to set up Easy to track rates Easy to Withdraw Smarter than your average savings account boo boo Reviewed on: 3rd April 2023

Easy to use app and good rates

I have been with Zopa a little while now and am really impressed. Easy to use app, easy to sign up and good rates too. Reviewed on: 3rd April 2023

Great company

Easy to set up and access great savings rates which increase with interest rates rising Reviewed on: 3rd April 2023

Very competitive rates

App is very easy to use, great rates and I found the ability to have different saving pots particularly helpful. Reviewed on: 3rd April 2023

Flexibility

They offer great flexibility in locking up your money for various date ranges depending on your preference without having to open multiple accounts Reviewed on: 3rd April 2023

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