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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to use

Great, simple and easy to use account. Can be split simply Reviewed on: 3rd April 2023

Great product

Very easy to set up and use as well as great rates. Reviewed on: 3rd April 2023

So so simple to set up and use

I used Zopa for a loan last year and decided to use them for our savings, too. Their app is easy to use, easy to understand, and no jargon, which is very important. More importantly, I get a good rate of interest, and their 'savings pot' idea is great. Reviewed on: 3rd April 2023

Great new bank

Great new bank, good rates, easy to use app - what’s not to like? Reviewed on: 3rd April 2023

Great Service

No issues with the account. Any problem experienced has been dealt with swiftly and efficiently Reviewed on: 3rd April 2023

Fantastic all round

From the ease of setting up to the ease of transferring funds in and out I have found everything to be simple straight forward and efficient. Add the excellent interest rates and it’s a winner from start to finish! Awesome - keep up the good work! Reviewed on: 3rd April 2023

Excellent

Been with these guys a while and think they are great Reviewed on: 3rd April 2023

The best way to save

I moved money from another account due to Zopa giving me the best interest rate I could find.vwould strongly recommend others to do the same. Reviewed on: 3rd April 2023

Great savings app

Great savings app easy to yse and Great Notice rates Reviewed on: 3rd April 2023

Excellent service and app.

The saving account structure makes saving easy. The ability to save for the long term and at the same time have quick access to funds. Exchanging between saving products is made simple using the well formatted app Reviewed on: 3rd April 2023

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