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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to use

Really easy to allocate savings to different pots and rates stay competitive. Reviewed on: 3rd April 2023

Savings Account

I’m saving money to go to Australia after leaving university, Zopa makes it so easy for me to put the money away in a pot I can’t access without notice, but I can add to and watch the interest go up with their high rates. It’s the best savings account I’ve had I can remember. Reviewed on: 3rd April 2023

Simple savings

Competitive rates and so easy to set up and use! Have recommended to all my friends and family! Reviewed on: 3rd April 2023

Easy savings app

Better than high street banks, better interest rates. Easy to use app, I’m glad I found it Reviewed on: 3rd April 2023

Simple

Simple and effortless savings account. Reviewed on: 3rd April 2023

Super easy and competitive savings account!

I've found this account very simple to use and really like the app. It is all very clear and I really like having multiple different 'pots' to take advantage of higher interest rates in the same place as an easy access account. Also, Zopa seems to have very competitive interest rates which is great. Reviewed on: 3rd April 2023

Easy-peasy

I've been using the smart saver via the Zopa app for some time. Great rates, easy to move money in, out, and around between savings pots. It couldn't be simpler. Reviewed on: 3rd April 2023

Hassle free

Excellent service with no hastles at all., no need to do anything as all taken care of automatically. Reviewed on: 3rd April 2023

Excellent service, easy to use app

Transactions are fast and I’m kept informed when payments are made in and out of my account. Queries are dealt with quickly and the app is easy to use even for me and I’m not very tech savvy! Reviewed on: 3rd April 2023

Great savings product

Quick to set up, easy to use and fast paying interest. Reviewed on: 3rd April 2023

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