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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy and speedy

I have used Zopa for 2 months now and frequently deposit money into my accounts as well as withdraw. Both actions are simply and speedily accomplished by a few taps on my phone and I can also see the interest (one of the best rates around for easy withdrawal accounts) put into my account on the last day of the month. Easy, quick, trouble-free. Reviewed on: 3rd April 2023

Zopa - A Lender That Listens & Is Smart About Saving

I've used Zopa as a lender and now as a saver. Fantastic app and they are incredibly responsive and helpful. The whole process from research, to process, to action ... it all works really well. I'm very happy with them. Reviewed on: 3rd April 2023

Excellent products.

Zopa whilst having a great rates also offer a variety of accounts to suit all saving goals Reviewed on: 3rd April 2023

In love with the app

Very easy and intiitive to use. It took me literally 5 min to open the account, I transfer some savings and start gaining interest. Reviewed on: 3rd April 2023

Great rates

Great rates and easy to use app makes saving painless and rewarding. Reviewed on: 3rd April 2023

One of a kind!

Fantastic online savings account. Variable interest rate options for keeping your money all in one place, with very competitive rates, and very simple to navigate when not "tech savvie" like myself! Reviewed on: 3rd April 2023

First time I have seen an interest worth banking for in my smart banking with Zopa

I was very impressed with the offering of a smart saving account especially their interest rates on my money banked with them. I personally feel very happy with this company. Well done them. Reviewed on: 3rd April 2023

Really good interest terms

I love my saving account, competitive interest and easy access! Reviewed on: 3rd April 2023

Everything has been really easy

Easy hassle free and it feels hidden so I keep saving Reviewed on: 3rd April 2023

Easy to use and great savings rate!

Very easy set up and great interest rate. The app is clear and there are rates to suit all needs. Reviewed on: 3rd April 2023

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