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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

best rates

Zopa is constantly changing its rates to be market leading. Very easy to use, comprehensive information. I love it. Reviewed on: 3rd April 2023

Great Savings Bank

Have been saving with Zopa for approximately 3 months and their no fuss system is so straightforward and easy to use plus they offer the best rates on easy access and notice accounts Reviewed on: 3rd April 2023

Easy to manage, good rates

It’s really easy to keep track of your savings through Zopa. Feels like my money is working harder for me with rates that are up there with the best available. Reviewed on: 3rd April 2023

Brilliant service for savings

I am so pleased with my smart saver. Great communication when rates change and really good rates. Flexible bonus pots. Easy to access my money. Reviewed on: 3rd April 2023

Competitive Interest & Flexible

A simple to use, flexible savings account that lets you decide what you want to do with your savings trading longer notice periods against higher interest rates. All done quickly and easily online. Reviewed on: 3rd April 2023

Class leading Smart Savings

So pleased I chose ZOPA over their competitors. The APP is so intuitive and they are first out of the blocks when Bank Interest rates increase... Reviewed on: 3rd April 2023

One of the best apps

And so easy and clear to use. I love it. And especially the interest rate and the speed at which the transactions are carried out. Reviewed on: 3rd April 2023

Very good

An easy app to download and use. It gives me a great savings rate and its very easy to move money from my designated bank account. Reviewed on: 3rd April 2023

Easy to set up savings and great communication

Not only have Zopa provided a first class service when applying for my car loan, they’ve been great with my savings too. It was so easy to set up my savings accounts on the Zopa app and they’ve kept me updated with the interest rates and notifications when money has been paid into my accounts. I would recommend them to family and friends without a doubt! Reviewed on: 3rd April 2023

Savings to suit!!

The flexible pots allow you to access better rates with different amounts for when you need them. Love it! Reviewed on: 3rd April 2023

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