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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

easy to use

Easy to set up and use. Great communication and great interest rates Reviewed on: 3rd April 2023

Excellent

Absolutely no problems with all my dealings. Reviewed on: 3rd April 2023

Great savings account

I have nothing bad to say about Zopa Smart saver. The company is helpful and excellent Reviewed on: 3rd April 2023

Easy saver app

A really nice little app, could not be easier to use. Connects to your online banking so super easy to transfer money in and back out again. We have a few different accounts set up, some with higher interest for future holidays etc, I like this option. Reviewed on: 3rd April 2023

Top marks for Zopa!

So easy to use the app and unlike other banks, zopa are fast to pass on interest rate increases. Brilliant! Reviewed on: 3rd April 2023

Love Zopa!

Im so please I decided to put some savings with Zopa. It was very easy to open the account and transfer my money in. And I was very impressed to receive an email recently telling me my interest rate had gone up, even on my money that was on notice. That was a great surprise! Reviewed on: 3rd April 2023

Excellent people to save with

Great rates and easy to save with online. The app is so easy and Zopa keep you posted with important information regularly but not intrusive Reviewed on: 3rd April 2023

Super user friendly!

Really easy to use, explains how the saver works and in general makes it a really smooth Savin process! Reviewed on: 3rd April 2023

Best value

Best easy access rates, always revised in line with BoE rate changes. Easy to use App and access to asvings. Reviewed on: 3rd April 2023

Easy to access savings account

It was very easy to open an account with Zopa. Once you have the app you can check your account, transfer funds from one pot to another if you need to. The interest rates are good too. Reviewed on: 3rd April 2023

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