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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easiest setup amazing rates

I’ve tried few savings apps to see which ones feel more reliable. Zopa was the easiest to setup, clear terms and conditions and allows you to flexibly plan your savings returns. I have confidence over the protection and would consider using other products they offer. Well done! Reviewed on: 3rd April 2023

One of the best In my opinion.

Very good interest rates with good options, a very user-friendly app, I've had no problems at all with any transactions. Reviewed on: 3rd April 2023

Martin Lewis does it again!

Opened this account after reading about it on money saving expert. Easy to use, quick to access money if needed. Great account Reviewed on: 3rd April 2023

great interest rate

good rates, easy to set up, good app Reviewed on: 3rd April 2023

Innovative savings product

I like the options to put money away for additional interest with a number of terms available. Zopa have made this really simple. Reviewed on: 3rd April 2023

Top class savings account

Great rate, easy to use app, and gives you total control Reviewed on: 3rd April 2023

Quick and efficient

Quick and efficient to set up, move money and very user friendly app. Love how they update savings rates regularly and pass them on to all customers not just new ones. Reviewed on: 3rd April 2023

Top Interest Rate

Quick & easy to set up. Good interest rate on easy-access money Reviewed on: 3rd April 2023

Great instant saver via app

App easy to use and good interest rate Reviewed on: 3rd April 2023

Faster payment top interest.

3.34% at the touch of a button. What’s not to like? You know what to do! Reviewed on: 3rd April 2023

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