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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Very easy to use savings

I was looking for a way to save with good interest and easy access. Zopa was just what I was looking for. Reviewed on: 3rd April 2023

Really easy to set up and use

I was really surprised just how easy it was to set up the account and move money to and from it. This is banking as it should be. Great interest rates too. Reviewed on: 3rd April 2023

Very easy set up and app use and management of account

All round simple experience to set up and manage and great competitive product Reviewed on: 3rd April 2023

Easy to use great saving account

Easy to use, quick to increase rates and good access and ability to withdraw. thanks Reviewed on: 3rd April 2023

Easy to use Savings

Zopa offer a range of tiers to their savings within one easy online access. It’s quick and easy to move between different tiers offering different rates of interest. Good value interest rates too Reviewed on: 3rd April 2023

Zopa

I've.used zopa for several months.. very easy to use, flexible. Excellent Reviewed on: 3rd April 2023

Great and flexible

Easy to use and flexible and great rates Reviewed on: 3rd April 2023

Easy and accessible!

Zopa is so easy to set up and access and I’ve never had any problems with using them. Would recommend to anyone, even my technophobe grandparents as they would even manage to use it too! Reviewed on: 3rd April 2023

Whats not to like?

great rates, simple and easy to use app, manageable levels of communication. There really isn't anything you could fault Reviewed on: 3rd April 2023

Easy to access and simply laid out

Simple to set up and use. Easy to move money around. Interest rates displayed clearly. Smooth interaction with banks. No hassle - just works Reviewed on: 3rd April 2023

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