Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Excellent service

Started saving with Zopa this year and it has help me save with good interest rates, would highly recommend to anyone wanting to save Reviewed on: 3rd April 2023

Interest rates are some of the best around

Wasn't sure about banking through an app, with a relatively unkown (to me) bank so did a lot of research. I am glad I opened a savings account with Zopa as the interest rates are so good. The app is easy to use and I feel my money is safe as they covered by the same protection as any other bank. A great service so far. Reviewed on: 3rd April 2023

Simple Set Up and Competitive Interest Rates

I couldn’t believe how easy it was to set the account up. It continues to be simple to access competitive interest rates and to make transfers between my boosted pots. Highly recommended. Reviewed on: 3rd April 2023

Everything positive

Zopa offers a great service in all aspects, communication, updates and information; a brilliant bank for my savings and all easily managed from my armchair. Reviewed on: 3rd April 2023

Great Account. Easy to do

This account was easy to set up and use so we haven't needed any help from Zopa so far. It also has good interest rates and great features like being able to move your money into separate pots. Reviewed on: 3rd April 2023

Great product

Savings rates have been consistent at or near the top of the market. App is really easy to use. And the 7-day and 31-day products are a great innovation Reviewed on: 3rd April 2023

Best interest rates on offer

Always in the top 2 banks for best interest rates Reviewed on: 3rd April 2023

i have daily control & my savings are smartly simplified

I love that the interest is shown & added (compounded) monthly and so clear to see across all my different savings pots. I love that it is so simple to move money between the different pots Reviewed on: 3rd April 2023

Easy, Quick and Transparent.

Straightforward and easy to use. Reviewed on: 3rd April 2023

Smart Saver does what it says

Easy savings account. Good rate of interest. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Gatehouse Bank 3.72 from 14 reviews
Smart Saver
from The Co-operative Bank 3.17 from 12 reviews
Easy Access Account
from Aldermore 3.67 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub