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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent savings product

One of the best products offered by them Reviewed on: 3rd April 2023

Rate rates and Easy App to use

A friend recommended Zopa to me and I haven’t looked back. The saving rates are far beyond what I was receiving elsewhere and this helps me generate additional savings for the future! Good work and thanks. Reviewed on: 3rd April 2023

Great rates and great system

Consistently one of the best savings account providers in terms of rates over the last 6 months. Easy to use app and great service when needed. Reviewed on: 3rd April 2023

Simple and high interest

The app is intuitive and simple to use, and easy to move money between different pots that offer different interest rates, plus the saving interest rates are higher than most other saving providers Reviewed on: 3rd April 2023

Neat :)

I have been using it for a while now and it’s consistent, easy to use and the apr% is higher than nationwide & it has instant access. Reviewed on: 3rd April 2023

Luddite

As a 77 year old Luddite I find myself manoveuring around this bank quite well. Good return on my savings. But for me the best bit is they Email me with the information I need. Thanks. Reviewed on: 3rd April 2023

Nice simple flexible product with good rates.

I like the app and the selection of terms and good rates Reviewed on: 3rd April 2023

BEST SAVING ACCOUNT I HAVE FOUND

I was introduced to Zopa by my partner. So easy to set up. Easy to add to the savings pot. pays worthwhile interest. Advises of changes to interest rates and actions immediately. Easy to use App. Very straightforward. No confusing jargon or App navigation. Definitely recommend 5* Reviewed on: 3rd April 2023

Best app ever

The app is so easy to use. It’s a doddle to open and even easier to deposit and move money. If you want a product that has competitive savings rate with a super efficient app then can’t be any better out there Reviewed on: 3rd April 2023

Great way to save

Easy access and good rate of interest which increases with bank rate. Simple on line access easy to top up or take out. Highly recommended. Very happy Reviewed on: 3rd April 2023

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