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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to set up, great rates

I’d never used Zopa before and, having read some reviews, decided to open a savings account. It was very simple and quick to do, and offers a very competitive rate of interest. Reviewed on: 3rd April 2023

Great Rates and Simple to Use

I signed up to Zopa for the rates but couldn’t be happier with how easy it is to use from checking balances to transferring funds. Reviewed on: 3rd April 2023

Easy to set up and intuitive to use

It was really easy to set up the app and I had transferred my savings into a top rate account within minutes. Taking money out of Zopa is easy too, and the app is highly intuitive & easy to navigate. Thanks Zopa. Reviewed on: 3rd April 2023

simply outstanding

zopa have been simply first class in all of my dealings ive already recommended them to numerous friends and family as im so pleased.the savings account offers such flexibility and at a market leadibg interest rate there really is no negative. Reviewed on: 3rd April 2023

Fantastic savings rate

Really happy with my experience with Zopa. I think the boosted pots are a great initiative, and the flexibility with the options is fantastic. Reviewed on: 3rd April 2023

Great savings account

Great savings account with a user-friendly app. Reviewed on: 3rd April 2023

Great online bank

Very user friendly app. Fantastic rates. Very professional savings provider. Reviewed on: 3rd April 2023

Saving made easy.

So easy to set up via the app, great interest rates. Everyone should have a zopa account! Reviewed on: 3rd April 2023

Very competitive interest rates

The app is very easy to use and the rates are consistently among the best in the market. Reviewed on: 3rd April 2023

Excellent interest rate

I get so much more from my savings in interest than I did in an ISA and the best thing is interest is paid each month. Reviewed on: 3rd April 2023

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