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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great online bank

Very user friendly app. Fantastic rates. Very professional savings provider. Reviewed on: 3rd April 2023

Saving made easy.

So easy to set up via the app, great interest rates. Everyone should have a zopa account! Reviewed on: 3rd April 2023

Very competitive interest rates

The app is very easy to use and the rates are consistently among the best in the market. Reviewed on: 3rd April 2023

Excellent interest rate

I get so much more from my savings in interest than I did in an ISA and the best thing is interest is paid each month. Reviewed on: 3rd April 2023

Fantastically easy to save

It’s so easy to manage savings through the app. Very user friendly Reviewed on: 3rd April 2023

Super way to save

Quick easy customer centred saving Reviewed on: 3rd April 2023

Easy access

Very easy to access and start saving Reviewed on: 3rd April 2023

Excellent

Best online savings provider for ease of setup, managing and organising savings. Reviewed on: 3rd April 2023

Great account

The account is easy to set up and manager, all online and on the Zopa app. I like that I can choose how much of my total savings I want to put in each pot and assign each one a different rate and term. When I have to take money out of the instant access pot it has been quick and easy, arriving in my bank account within the hour. Reviewed on: 3rd April 2023

Great bank - east to use

Can’t fault them for the ease of their product Reviewed on: 3rd April 2023

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