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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

110% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy and great interest rates

The account was really easy to set up and continues to be easy to use. We've recommended it to everyone we know! Reviewed on: 3rd April 2023

good rates

rates increase quickly with base rate rises and aare in leading rates on offer Reviewed on: 3rd April 2023

Savings

Best savings account out there! Can't say anything bad words. Reviewed on: 3rd April 2023

Super easy

Very easy to set up and manage, and competitive rates Reviewed on: 3rd April 2023

Great way to save

Great saver a/c we get an email as soon as the rate go up. We don’t have to wait. Customer service is very good Reviewed on: 3rd April 2023

Zopa is so easy to use from beginning to end

Zopa is fantastic app and is incredibly easy to use, whether making withdrawals, deposits etc, would not hesitate to recommend it to anyone else Reviewed on: 3rd April 2023

Best savings interest rate on the market

Easy to setup, quick to update interest in line with BoE base rate, highly recommended. Reviewed on: 3rd April 2023

Easy peasy savings!

What’s not to like! It’s straight forewarned savings! See what you’re saving and what for! Then watch as the interest is added! I had a review with my bank before opening a Zopa account and they couldn’t match the interest rates! So I opened a Zopa account (simple to do) and have not looked back since!! Already recommended to all of my friends and colleagues, most of whom have opened an account with Zopa!! No grumbles. Reviewed on: 3rd April 2023

Decent Rates, Decent Updates

The rate has stayed competitive as interest rates have changed, and it's so easy to manage my accounts. Nice one. Reviewed on: 3rd April 2023

Excellent interest rates and used interface

One of the best interest rates around, best user interface of mobile banking apps, and flexibility and simplicity of having multiple accounts. Reviewed on: 3rd April 2023

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