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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great rates and easy to setup & use

Great rates and easy to setup & use Reviewed on: 3rd April 2023

Excellent service provided

Extremely easy to use , quick and efficient when transferring money in or out , great savings interest Reviewed on: 3rd April 2023

Top provider

Easy to use app, with good, frequently adjusted rates Reviewed on: 3rd April 2023

Convenient, fast and performant

The interface is great and is up there with some of the most intuitive interfaces for any bank. They provide some of the best interest rates with a performant app which I can rely on. Reviewed on: 3rd April 2023

Easy to use app

Really happy with Zopa. Simple, easy to use app with good interest rates. Reviewed on: 3rd April 2023

Excellent rates and service

Great product which allows me great flexibility using the boosted pots. Interest rates have been very competitive with transfers and withdrawals very easy to undertake. Reviewed on: 3rd April 2023

Always straightforward, always competitive.

Love the way you can easily choose to boost your savings and move money around your pots. Savings rates are always highly competitive reducing the need to constantly switch between providers. Reviewed on: 3rd April 2023

Feels good, works a treat, makes me save more than ever!

The is by far the most seamless app I have ever used for saving. It's works like a dream, makes me smile when my pots go up and that's one happy customer, right there! Reviewed on: 3rd April 2023

Great Service

Easy to use and move money between pots to increase savings rate. Zopa always prompt when improving rates. Reviewed on: 3rd April 2023

Review

Very good interface, good rates Reviewed on: 3rd April 2023

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