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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Best easy access savings account yet

App really easy to use, fast money transfers & withdrawals and the best interest rates continued Reviewed on: 3rd April 2023

Savings The Easy Way

Simple to setup and administer with a nice, clean, App interface. Love the option to select higher interest pots at the expense of access. Reviewed on: 3rd April 2023

Excellent Really Excellent

So many banks and so few really good ones … and then way ahead is Zopa. Efficient and simple, achieving results in customer service that match the outstanding yields. All the quality you hope to find in a premier brand that is packaged to meet its customers’ needs … not to inflate its own reputation. Many try … Zopa triumphs. Reviewed on: 3rd April 2023

Good rates of interest, easy to withdraw cash when you want it.

Excellent rates, normally at the top end of best instant access accounts. Withdraw cash in a couple of hours, if not sooner. App simple to use, intuitive, and straightforward. Reviewed on: 3rd April 2023

Friendly Saver

Convenient attraactive and smart savings solutions Reviewed on: 3rd April 2023

Interest interest interest

Opened my Zopa savings account a few months back and haven’t looked back. The interest rates are by far better than my current bank and I love how easy it is to transfer funds between different pots with different notice periods. Would highly recommend Zopa to friends and family. I work in a bank myself and love the ease to open an account and start saving instantly! Reviewed on: 3rd April 2023

Amazing interest rates

Fabs interest rates online even if your savings are small. Reviewed on: 3rd April 2023

Best Savings Provider

i have been using Zopa just a few months, but i find them a really great financial place - you can open your account with Zopa quickly, information available through the app is clear and navigation easy to follow. They send emails and texts in an efficient manner, so i know what is at any time. Really pleased that I found them. Before opening an account with Zopa i tried the Post Office savings account - but it was a disaster! I would not say one good word about this one. i encourage people to use Zopa! Reviewed on: 3rd April 2023

Savings made easy

A simple account that takes the complexity out of savings. All done online at the touch of a button. Easy switching of money to maximise savings. Thank you! Reviewed on: 3rd April 2023

Easily Accessible and Simple to use

I found using this app for savings to be very simple to use, it was not difficult to navigate and I did not encounter any problems making my account Reviewed on: 3rd April 2023

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