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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Makes saving easy!

So easy to set up and have different saving pots with different access times to allow for long term and instant access savings. I can move money in or out with ease and take great delight in seeing my savings increase! Reviewed on: 3rd April 2023

Easy App, rates consistently update to remain best available.

As per title, nice easy app, best rates. Reviewed on: 3rd April 2023

Informative and easy to use

I find the App easy to use with plenty of information about how my savings are working. This is the first time I have used a saving App, so was a bit nervous, but as Zopa was recommended by Martin Lewis, I gave it a go, and so pleased I did. I get regular updates about interest rates and transfers. Reviewed on: 3rd April 2023

Excellent products

Really easy to set up with a great app. Great instant notifications too as well as top rates Reviewed on: 3rd April 2023

Zopa smart saver

Easy to use app. Good interest rate. Money appears in account quickly. Reviewed on: 3rd April 2023

Smart Saver puts easy money in your pocket

Easy to download App and setup/navigate. Excellent ‘Boosted Pots’ to earn even more interest that the already amazing basic rate. Fantastic security and perfect notifications that let you know exactly what shape your account is in. Highly recommend for the average saver, to those requiring Loans, Broadband quotes, Credit cards or Car Finance plans. No ordinary Bank I’ve ever had offers such a vast array of services. Reviewed on: 3rd April 2023

Easy

The experience I've had with zopa has been nothing but easy, from setting up to building my savings has been nothing short of excellent! Reviewed on: 3rd April 2023

Zopa - An Easy and Rewarding Way to Save

Zopa was easy to set up on my phone and the graduated interest rates depending on what notice periods for withdrawal you select are attractive. Transferring funds in and out is quick and straightforward. Reviewed on: 3rd April 2023

Super easy to use and good rates

The Zopa app couldn’t be any more simple to use and they provide very good savings rates. I really like how you can split your money up into different savings pots depending on your needs. Reviewed on: 3rd April 2023

Excellent Savings Products

Really simple to set up and the app is great. Love having the ability to have lots of different pots and the ability to earn more interest by locking some of the pots to a month or three month notice period. Reviewed on: 3rd April 2023

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