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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Simple app, choose your own access and interest rate

Very pleasantly surprised by such an easy to use. Split your savings between ‘I may need it at short notice’ and ‘I can wait a week or longer for access’. The rates are some of the best, if not the best and interest rate rises are quickly passed on too! Reviewed on: 3rd April 2023

Best Easy to Use Saver Account!

Since opening this account, I’ve only ever had positive experiences! The app is extremely easy to use - notifying you when money has been added to your account. The different access pots also make it a breeze to organise you money, making use of the different interest rates they offer. I am always recommending this smart saver account to friends and family! Reviewed on: 3rd April 2023

excellent product with great interest rates

zopa always react quickly when interest rate change and give market leading rates all the time and easy to put in new money and taake money out. Reviewed on: 3rd April 2023

Simple and easy app

Amazing app, easy to both add and withdraw money with clear view of interest rates etc Reviewed on: 3rd April 2023

Watch your money grow !

So easy to set up. Amazing rates of interest. Superb customer services. Can't believe how much my cash pot is growing in front of my eyes on the Zopa app :) Reviewed on: 3rd April 2023

Flexible and competitive saving

ZOPA offer competitive and flexible savings rates giving you the ability to commit money to different timescales within the same savings. Very easy to use via the App. Reviewed on: 3rd April 2023

The Best Around!

Easy to use app, great interest rates and great customer service! Reviewed on: 3rd April 2023

Brilliant

Super useful app, makes it so easy to manage my savings and the information provided is clear and honest. Hopefully the good rates continue! Reviewed on: 3rd April 2023

Good all round savings rates

Easy to use app. Reviewed on: 3rd April 2023

Great rate and simple set up!

It was incredibly easy to set up and manage - and the app is excellent! Great rates too! Would definitely recommend! Reviewed on: 3rd April 2023

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