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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Flipping Fantastic

Zopa is so easy to use. I love the pot system as it helps me keep track of different saving goals. Being able to link multiple accounts to helpful to Reviewed on: 3rd April 2023

On the up with Zopa

So I initially took out a credit card and quickly became aware of the smart saver option from Zopa. I have to say, I'm very impressed. First off, communication is key and Zopa keep me updated at every step. Second, they have higher interest rates on the basic and better on the boosted savers than my own bank whom I've been with for over 20 years. Says a lot really. Strongly considering moving all my savings over. Reviewed on: 3rd April 2023

Best saver on the market

Really happy with the saver! Great flexibility, easy to transfer money in and out. And they offer the best rates on the market. Reviewed on: 3rd April 2023

A really simple effective way to save.

I have a smart saver with Zopa. I find the different pots an intuitive way to save and manage my money. It helps me save for different things. The app is really easy to navigate and use. So much so my father in his late 50s who struggles with tech has opened an account and manages his savings with ease. I have already recommended Zopa to the wider family! Reviewed on: 3rd April 2023

Love it!

Never had any problems, and has great rates! Recommended by a family member and I have since recommended it to everyone. Reviewed on: 3rd April 2023

Great interest rates

High interest rates and easy to use account with a great app. Reviewed on: 3rd April 2023

Excellent product and app

Very good interest rates on savings pots of your choice and a nice and simple app to use. Reviewed on: 3rd April 2023

Easy to use and not bad interest.

Only just found them and already opened 3 different option accounts to set up savings for different things. Reviewed on: 3rd April 2023

Excellent and love the tiered interest rates

This account has got better and better since I opened it with the rates going up with the interest rate rises. I especially like that you can increase the interest you get according to pots you open, you can open pots of 7 day, 31 day and 95 day notice as well as leaving some money instant access. My only wish would be to have them 7, 30 and 90 days which would make it easier to fit with shorter months but still a great product. Reviewed on: 3rd April 2023

Best easy access account

So easy to use and great savings rates Reviewed on: 3rd April 2023

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