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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple savings

Very easy to set up and use with no fuss and good interest rates Reviewed on: 3rd April 2023

Easy Savings - Great Interest

I recently opened a Zopa savings Account. It was really easy to do. The App is clear and easy to use. Really user-friendly. Most importantly, the interest rates offered by Zopa are the best I’ve seen. No complaints! Reviewed on: 3rd April 2023

Instant transfers.

The APP is brilliant for me, so quick to transfer money to my nominated bank account. Plus excellent interest rate. Reviewed on: 3rd April 2023

Zopa's Smart Saver account is excellent - highly recommended

Zopa are paying really good interest rates relative to other providers on their instant access smart saver accounts and even more on their boosted pot accounts. They increase interest rates almost immediately after the BOE rate is increased (unlike most other providers) and there is no hidden small print or restrictions. I would recommend Zopa smart saver accounts to everyone and my partner and son have also signed up for accounts! Reviewed on: 3rd April 2023

Smart saver

Easy to use, transfer money and good rates. Reviewed on: 3rd April 2023

Intuitive and straightforward

Simple interface, clear about everything you need to know, easy to use, it’s ideal Reviewed on: 3rd April 2023

Plain and simple accounts without the jargon!

Setting up an account is super fast and easy. The app is so straight forward and simple to use; I really can't fault it. Transferring and depositing funds in one touch. Even an old codger like me is able to use with ease! Love it! Reviewed on: 3rd April 2023

Convenient and easy to use

Managing my account through the app has been incredibly easy and transferring money into and out of the account is very simple and fast. The interest rates offered are some of the best on the market at the moment too! Reviewed on: 3rd April 2023

So easy!

Very quick and easy way to save. It's encouraging me to put savings away as you can visually see really quickly your interest benefits which I've never had access to before with previous accounts Reviewed on: 3rd April 2023

Fantastic savings account

Easy to use app. Competitive rate of interest. Zopa keep me informed of interest changes and provide a good service. Reviewed on: 3rd April 2023

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