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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent products

Really easy to set up with a great app. Great instant notifications too as well as top rates Reviewed on: 3rd April 2023

Zopa smart saver

Easy to use app. Good interest rate. Money appears in account quickly. Reviewed on: 3rd April 2023

Smart Saver puts easy money in your pocket

Easy to download App and setup/navigate. Excellent ‘Boosted Pots’ to earn even more interest that the already amazing basic rate. Fantastic security and perfect notifications that let you know exactly what shape your account is in. Highly recommend for the average saver, to those requiring Loans, Broadband quotes, Credit cards or Car Finance plans. No ordinary Bank I’ve ever had offers such a vast array of services. Reviewed on: 3rd April 2023

Easy

The experience I've had with zopa has been nothing but easy, from setting up to building my savings has been nothing short of excellent! Reviewed on: 3rd April 2023

Zopa - An Easy and Rewarding Way to Save

Zopa was easy to set up on my phone and the graduated interest rates depending on what notice periods for withdrawal you select are attractive. Transferring funds in and out is quick and straightforward. Reviewed on: 3rd April 2023

Super easy to use and good rates

The Zopa app couldn’t be any more simple to use and they provide very good savings rates. I really like how you can split your money up into different savings pots depending on your needs. Reviewed on: 3rd April 2023

Excellent Savings Products

Really simple to set up and the app is great. Love having the ability to have lots of different pots and the ability to earn more interest by locking some of the pots to a month or three month notice period. Reviewed on: 3rd April 2023

Great, reliable, easy to use savings account.

Great, reliable, easy to use savings account. Reviewed on: 3rd April 2023

Easy to use! Great App

Zopa has been perfect for me, for getting the best out of my savings. Love the app, clear + easy to use! Reviewed on: 3rd April 2023

Easy smart fabulous

The app is just so easy to use and is so easily accessible. I have my loan, credit card and saver all in one place. Reviewed on: 3rd April 2023

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