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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Amazing product. Great Service

I love the flexibility if the product enabling me to earn maximum interest. The money transfers are fast too. Easy to set up and great customer service. Reviewed on: 3rd April 2023

Fabulous

So simple to set up, even simpler to use. Very user friendly, and have had no any issues whatsoever and have been using for some time now. I've separated my savings and can clearly see what I have and what rate of interest it's earning, along with being able to label separate savings goals specifically. Would highly recommend! Reviewed on: 3rd April 2023

Easy Flexible and good rates

Very easy to use and flexible with multiple pots at different boosted rates and good interest rates! Reviewed on: 3rd April 2023

Great rates, easy to use app

Experience has been very positive in all aspects Reviewed on: 3rd April 2023

Best out there

I’ve found this to be the best. Quite enjoy using the app and watch my pennies slowly turn in to pounds. I’ve tried chip but not into that. Reviewed on: 3rd April 2023

Flexible saving account

I have multiple savings accounts with different companies but ultimately find Zopa the best… not only because of the interest rates but also because of the ease of use with the app, the option to have multiple pots and the instant transfer feature which is very fast… would recommend to friends and family Reviewed on: 3rd April 2023

Great Savings Account

Very easy account set up done via the app. Easy to manage the account via the app, highly recommend it. As of April 2023, it's also paying one of the highest interest rates. Reviewed on: 3rd April 2023

Fantastically simple.

I love using Zopa for the flexibility it offers and the quality of its App. I recommend it to all my friends and family. Reviewed on: 3rd April 2023

Easy to use with multi pots and good interest rates

It is easy to use. The multi pots allow you to spread notice periods and partition savings to what makes sense to you. Rates are updated and stay competitive. Reviewed on: 3rd April 2023

Great acc and great, easy to use app at Zopq

I think the Zopa acc is great - the interest rate is very competitive and the app is so simple to use, i can't recommend them enough! As a new customer it literally took 45 secs to open the acc. Very impressed. Reviewed on: 3rd April 2023

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