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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Good interest rates

Easy to set up. Easy to manage and very competitive rates Reviewed on: 3rd April 2023

Great company, easy to use and will always recommend to all my friends and family.

Really good company, I love having my savings account with this company as they websites really easy to use and very simple to transfer money between the accounts. I also like how I can have many accounts and divide all my accounts up making me finances easier to manage. They always help with spending tips and the interest given on the account is unmarked by many other banks. Such a good company with a simple design that anyone can use. Definitely recommend for anyone that’s starting to save. Reviewed on: 3rd April 2023

Easy and rewarding

Zopa is great for any saving. With mulitple pots and incredible interest rates, I have been able to save for a holiday this summer as well as for university. I'd recommend to anyone. Reviewed on: 3rd April 2023

Brilliant Smart Saver account!

Such a quick and easy way to manage savings. The app is really easy to use, and I've enjoyed using the different pots. Would recommend to anyone, and have done so far. Reviewed on: 3rd April 2023

Excellent best I've ever used

First savings provider I've ever recommend, easy to open an account, withdraw from and choice of how long I can lock my money away for. Not only that but this is the 1st savings account I've had in over 20 years that constantly reviews the interest rate when the base rate changes. Highly recommend. Reviewed on: 3rd April 2023

Great account

Very fair great rates very competitive Reviewed on: 3rd April 2023

Very happy

Very easy to use. Easy to use app, which clearly shows what you’ve got saved & in which pot. Really good interest rates, especially for the easy access account. Reviewed on: 3rd April 2023

Great app and interest rates!

The app is so easy to use, I love how the account was so easy and quick to open and that I can split my savings into categories that I've named which helps with motivation for different savings goals! The interest rates have kept up OK with the Bank of England rate rises and other easy access savers, and I like how you can open boost pots too for a little extra interest for a certain number of days notice. Would definitely recommend! Reviewed on: 3rd April 2023

Very good service with good interest rate

The ZOPA app is very easy to use and we get regular updates on interest rates now that they are on the up for a change! Excellent service so far. Reviewed on: 3rd April 2023

Easy, flexible saving

Researching for best flexible savings account and Zopa came up. Was initially a little hesitant with it not being one of the "big" institutions but having read up about it and researched its products I decided to give it a go. App is very very easy to use, and great rates - what's not to like! Reviewed on: 3rd April 2023

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