Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Great App & Interest Rates

Great App, easy to use. Great interest rates Reviewed on: 3rd April 2023

Love Zopa and love the app!

Finding Zopa has been an absolute joy after the previous online saver I held. Being able to manage my savings in different pots has already lead to me planning my finances better and doing better overall with my savings. Easy access to the app and quick transfer if funds back to my current account when I need it have all been great. Have already recommended to other members of my family. Reviewed on: 3rd April 2023

Great Rates - Clear Options

An excellent account with easy and clear options which permit you to increase your interest rate depending on your willingness to serve some added notice. A straightforward and easy to use App. Reviewed on: 3rd April 2023

Great rates!

Easiest to use and always increasing the savings rate inline with the BOE. Much better than your standard high street banks. Reviewed on: 3rd April 2023

SImple & SMart

There may be no website for this bank, but it is simple to use and they have good, regularly updated rates, Reviewed on: 3rd April 2023

Great saving app

Great saving app, easy to use and great interest rates. Only small problem I have is that the transfers aren't instant - not a big deal but it always makes my anxious if I can't see the money straight away Reviewed on: 3rd April 2023

Easy and good value

Very competitive rates. App easy to use. Reviewed on: 3rd April 2023

Great rates on your mobile

Zopa had the market leading rates for easy access and notice accounts. Easy to manage via app and feel safe and secure knowing money can only come in and out of one nominated account Reviewed on: 3rd April 2023

Great bank

Easy to use, very quick to pass on interest rate increases unlike high st banks Reviewed on: 3rd April 2023

Cannot fault

Can’t fault Zopa - the account was super easy to set up and their interest rates are incredible compared to their competitors. Would 100% recommend to friends and family. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

e-Saver Account
from Principality Building Society 4.46 from 15 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.87 from 235 reviews
Savings
from Scottish Building Society 4.91 from 3652 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub