Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

5 star service 5 star review

Amazing easy to use saving services with one of the best interest rates going… hard to Toppa the Zopa Reviewed on: 3rd April 2023

Brilliant savings account

Zopa is in my opinion the best savings account I have found for ease of opening and ease of use, I have already told my daughter about it and a couple of associates at work. I like the fact it has instant access, 1-month notice, and 3-month notice accounts along with 1-year, and 2-year fixed savings accounts. I would strongly recommend them to anyone Reviewed on: 3rd April 2023

Easy to use and great rates

It's easy to save and move savings around while also providing great rates. What's not to love?! Reviewed on: 3rd April 2023

Amazing system! Brilliant service!

Zopa are great. It's simple and easy to use. Their well laid out app is easy to navigate and any issues are quickly resolved by their customer support team. Reviewed on: 3rd April 2023

Easy & trustworthy

I was a little concerned about using a banking app so started with Zopa after reading a review in Money saving expert. I started with a small amount ( £100 ) and played around moving money, adding and withdrawals - I quickly became confident and transferred a few k's into my Zopa account . I continue to find it very useful and satisfying to use. Reviewed on: 3rd April 2023

Perfect saving account

Easy, simple and really informative never had a problem Reviewed on: 3rd April 2023

Clear and Easy

Zopa is easy to set up and use, clear in all communications and gives confidence in its level of security. Highly recommended! Reviewed on: 3rd April 2023

Very efficient and excellent saving account

Very happy with this bank, very easy to use, very efficient and great smart saving account. Would recommend! Reviewed on: 3rd April 2023

Would recommend

Easy to set up, good interest rates. Reviewed on: 3rd April 2023

Easy Peasy High Interest Access

What an easy bank to deal with. Straightforward to set up. Excellent communication. Very good, regularly updated interest rates and instant access. Really pleased with it. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Boom Community Bank 4.70 from 503 reviews
Savings
from NHS Credit Union 4.95 from 777 reviews
Savings accounts
from Advance Credit Union 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub