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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to use app

I enjoy how the app makes it easy to use and see your different pots at the same time with reminders on when money will go into savings and how much interest you’re getting on the different pots which you can name as you’d like. Reviewed on: 3rd April 2023

Smart saving.

Brilliant saving account and easy to use. Boosts help you manage your money better too. Reviewed on: 3rd April 2023

Simple, great rates, easy app

Really simple to setup, app works well and is easy to navigate. Great rates offered Reviewed on: 3rd April 2023

Quick and easy savings app

So easy to use, no excuse now to get my savings growing! Reviewed on: 3rd April 2023

Makes saving really easy

I’ve got a few savings apps and Zopa is by far and away the easiest to use and has good saving rates. Genuinely makes saving easy and encourages more saving as you can see where your money is going and for what purpose. Reviewed on: 3rd April 2023

Simple to use and great rates

Moved some of my savings across, and was so impressed at how easy it was, I was able to clear old accounts and create sun pots on my Zopa account So easy to organise and run on my phone Reviewed on: 3rd April 2023

Great saver

load of interest on the saving accounts Reviewed on: 3rd April 2023

Super easy to manage App based easy access savings

Really recommend Zopa. Lots of flexible saving options including placing savings on longer term notice accounts to increase interest. Very easy to use App. Highly recommend. Reviewed on: 3rd April 2023

Great and so easy to use

I have bad credit and struggle to open a savers account so this is really ideal and easilly accessible. Easy to use and great to set up a direct debit. Reviewed on: 3rd April 2023

Excellent rates for Savers

I very much like the fact that a range of savings accounts with different rates and fixed terms are available in one place. It means switching money between accounts to get the best rates is easy and flexible for me to use according to my availability of money. Furthermore existing customers benefit from increases in rates unlike some banks which don’t value their loyal customers and often only offer the best rates to new customers. Thank you Zopa. Keep championing the interests of the Savers. Reviewed on: 3rd April 2023

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