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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great rates

Changed over to Zopa from a bank that was not responding to any bank rate changes and paying paltry interest. In the short time with Zopa have seen my rates increase to reflect bank rate increases and means my savings are doing great. Reviewed on: 3rd April 2023

Unique savings products and a great app.

I opened a savings account with Zopa last year and was really taken with the booster pots which were very original compared to other products on the market. The app is very user friendly and I even persuaded my mother to open an account. On the whole I would highly recommend Zopa. Reviewed on: 3rd April 2023

Brilliant and user friendly

The interest rates are excellent and the app is incredibly user friendly - the most user friendly I have experienced. I have already recommended the saving account to my friends and family and think it’s one of the best out there. Reviewed on: 3rd April 2023

Very easy to use

Simple to use. Reviews interest rates regularly unlike some banks. Reviewed on: 3rd April 2023

Easy to use and great interest rate

It was really easy to set up my Zopa account using the app. I selected Zopa because I was looking for an account I could save money on a monthly basis with a good interest rate. Zopa provide me with this. It is so easy to use and far better than any other savings accounts I have used previously Reviewed on: 3rd April 2023

Savings

Opened an account which was so easy and an easy to use app. Signing up to updates gives me everything I need to know about my money. Reviewed on: 3rd April 2023

Awesome

Very easy to use app. The account gives good rates and it is very easy to use. Both adding and withdrawing money is super quick. Can't fault it Reviewed on: 3rd April 2023

Excellent account

Love the ease of the app, good interest rates and the options to pick between differing fixed terms. Highly recommended…much better interests rates than similar providers. Reviewed on: 3rd April 2023

Perfect savings account!

High interest, user friendly app and interest paid monthly… what’s not to love?! Very happy I opened this account, it’s helped me massively to hit my savings goals. Reviewed on: 3rd April 2023

Saving Made Simple

Zopa takes the pain out of saving. The app is brilliantly simple, effortless and easy to use. They also offer the very best easy-access trailblazing, interest rates. What’s not to love? Reviewed on: 3rd April 2023

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