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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent savings platform and top rates

Really pleased with the Smart Saver from Zopa. Everything is super easy to manage and the rates have stayed competitive. I'm also impressed by the speed with which transactions take place. Reviewed on: 3rd April 2023

The best saving app!

Love how easy Zopa makes it save. With your own pots it makes it so easy to save for differ things. The transfers are super quick from my current account which I absolutely love. High recommend:) Reviewed on: 3rd April 2023

Beat rate

Beat rate for easy saver and easy to download online Reviewed on: 3rd April 2023

Seamless Savings

Great experience and easy to use. Reviewed on: 3rd April 2023

Safe, easy, good rates

Easy to use, competitive interest rates Reviewed on: 3rd April 2023

Easy peasy

Transparent and easy. Better than my high st bank equivalent in service and rates. Reviewed on: 3rd April 2023

Keeps up with lastest rates

Always easy to use and keeps up with the latest rates, Reviewed on: 3rd April 2023

Super saver

I love being able to see my interest being paid into my account each month. I cannot recommend it enough! Reviewed on: 3rd April 2023

Maximise your savings easily

I have been so impressed with Zopa, I’ve only been using it for 2 months and already recommended it to friends and family. It is very easy to pay money in, to withdraw money and to boost your savings into higher earning interest pots. So flexible, I’m really pleased with my account. Reviewed on: 3rd April 2023

Excellent service

Dope have been fantastic would highly recommend Reviewed on: 3rd April 2023

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