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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Best interest rates

Transparent app and very easy to use Reviewed on: 3rd April 2023

Zopa Smart Saver

Great account and app. Very user friendly and easy to setup and transfer funds. Highly recommend. Reviewed on: 3rd April 2023

Zopamendous

Zopa have been fantastic and easy to save with Reviewed on: 3rd April 2023

Very easy to use and straightforward

Very easy to easy, set up and straight forward advice. Best interest rates around, which helps with saving. Easy to transfer money into the account and very secure. Reviewed on: 3rd April 2023

Great savings

I found Zopa using a ‘best savings account’ search. I’d never heard of them before but I liked what I read. It is great interest is compounded monthly and also they changed interest rates up promptly! All in all a great find! Reviewed on: 3rd April 2023

Quick and Efficient

An easy, quick and efficient way to save. Reviewed on: 3rd April 2023

Excellent savings accounts with incredible flexibility. App extremely easy to use!

There is a variety of options available in the app in terms of management of saving pots and different pot types available. The app is extremely easy to navigate! Reviewed on: 3rd April 2023

Best easy access account

Best account for interest with the option to lock it away for short terms and earn even more. Great idea! Reviewed on: 3rd April 2023

Excellent savings app

I love Zopa, apart from the higher than average interest rate, there are pots to separate funds, which you can boost the interest rates of, depending on need. I like the ease of the app and the ease of transferring cash between pots. What’s not to love about Zopa! Reviewed on: 3rd April 2023

easy to use and a decent rate

Very easy to set up and use, rates could adjust quicker and could be a little more generous but are at the top end of most easy access... overall certainly worth considering and better than one of the traditional banks that's for sure! Reviewed on: 3rd April 2023

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