Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Zopa beats rivals

Zopa's easy to use app, coupled with the best rates out there makes them stand out from the crowd. I've used 3 different savings accounts recently and zopa's is head and shoulders above the others. Reviewed on: 3rd April 2023

It's soooooo easy!

Love this savings app. So easy to set-up, use and see where your money is held and where you transfer to and from. Reviewed on: 3rd April 2023

Zopa Savings Account is certainly Smart

Zopa offers a range of instant savings interest tiers that offer exceedingly competitive interest rates. Moreover they require minimal management as interest rate changes are automatically applied across all tiers. Zopa Smart Saver is easy peasy to setup and manage on a mobile phone and payment updates and withdrawals to a nominated bank account are almost instant, I have never waited longer than 30 minutes for funds to move in and out. You can easily manage your finances and earn some decent interest when complimenting a stagnant bank account that earns next to no interest with a Zopa Smart Saver. The Zopa Smart Saver is a revelation, and such an iniative was long overdue. Reviewed on: 3rd April 2023

Easy to use and rates change to follow base rate regularly

I have been impressed at how easy it is use the Zopa savings accounts, especially as the interest rate has increased automatically multiple times, due to inflation. Reviewed on: 3rd April 2023

Great app, great rates

App is super easy to use. Zopa have consistently been upping their rates soon after the BoE increase the base interest rate. Love the boosted pots available Reviewed on: 3rd April 2023

Great rates

Chose Zopa as they have the best savings rates. It was extremely easy to open the account and easy to maintain it. I would highly recommend Zopa. Reviewed on: 3rd April 2023

Great service

I opened this account to transfer my savings to a higher interest rate with Zopa. The app is very easy to use and the customer service is great. Highly recommend to anyone thinking of changing banks.. Reviewed on: 3rd April 2023

Top quality easy access savings account

Great app, great rates. What’s not to like Reviewed on: 3rd April 2023

Fab product to help the mental load

This is such an excellent savings account. I can manage pots of savings with ease through compartmentalising my finances. This has saved me so much time and energy. Great product!! Thank you Reviewed on: 3rd April 2023

Great app

Works as it says on the tin. What more could you want Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Teachers Building Society 3.86 from 5 reviews
Savings
from OakNorth 4.86 from 759 reviews
Savings
from Bath Building Society 4.74 from 2349 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub