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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Great rates

Chose Zopa as they have the best savings rates. It was extremely easy to open the account and easy to maintain it. I would highly recommend Zopa. Reviewed on: 3rd April 2023

Great service

I opened this account to transfer my savings to a higher interest rate with Zopa. The app is very easy to use and the customer service is great. Highly recommend to anyone thinking of changing banks.. Reviewed on: 3rd April 2023

Top quality easy access savings account

Great app, great rates. What’s not to like Reviewed on: 3rd April 2023

Fab product to help the mental load

This is such an excellent savings account. I can manage pots of savings with ease through compartmentalising my finances. This has saved me so much time and energy. Great product!! Thank you Reviewed on: 3rd April 2023

Great app

Works as it says on the tin. What more could you want Reviewed on: 3rd April 2023

Easy savings

I opened my Zopa accounts a couple of months ago. Easy to do. Have different savings pots with good rates. No problems. Reviewed on: 3rd April 2023

User friendly & good interest rates

The app is brilliant. Interest rates are competitive and at the upper end of the scale and you have the option to have higher rates for locking money away for different lengths of time Reviewed on: 3rd April 2023

Excellent products for all

Market leading rates coupled with flexibility of saving pots Reviewed on: 3rd April 2023

Excellent service

Great bank, different pots help me meeting all my saving targets in an organised way! Reviewed on: 3rd April 2023

Great choice

Smart saver is regularly in the top few accounts for interest rates, much quicker than the big banks (and more willing) to pass rate rises on to customers, and I love the pots and boost features . Smart saver is a fantastic product. Reviewed on: 3rd April 2023

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