Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

View other Zopa products

4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8144)

So simple

A great company with a very easy to use app. Rates are extremely competitive, along with its fantastic customer service support Reviewed on: 3rd April 2023

Brilliant!

I've tried so many saver accounts and Zopa really is the best one. It's so easy to use, and most importantly easy to understand! You don't have to be a finance buff to really make the most of your money. Thank you Zopa! I recommend to Everyone! Reviewed on: 3rd April 2023

Good saver

Generally happy, no major issues Reviewed on: 3rd April 2023

Best

They are great giving u access 24/7 and money into your Bank very quick Reviewed on: 3rd April 2023

Fantastic

The best thing since sliced bread. Well done to all at ZOPA Reviewed on: 3rd April 2023

Smart saver

What great way to have your savings under one banner with some of the best interest rates. So easy to use to. Reviewed on: 3rd April 2023

Excellent interest rate and easy to use app

Excellent interest rate which is regularly kept up to date in line with increases in the Bank of England base rate. Easy to use app and lots of product offering. Best on line saving bank in the market today. Graham Reviewed on: 3rd April 2023

Very good service with prompt updates

Very good service with prompt updates whenever there is a change in my account. Reviewed on: 3rd April 2023

Easy Savings

Very easy to open the account. Very good rate of interest. Had no issues at all with the account. Reviewed on: 3rd April 2023

Smart by name, smart by nature!

Zopa have a clean, functional and easy to use app that has made me comfortable saving completely online. The communication of the team and customer service is fantastic and the regularly offer rates that are best in class. The option to have different savings pots is also something that makes them stand out from the rest if the other aspects hadn't done that already. I have recommended multiple people to join up and most of them have and are now avid users of the smart saver! Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Saver
from Lloyds Bank 4.27 from 74 reviews
Savings
from Loughborough Building Society 4.93 from 477 reviews
Savings
from Chase Bank 4.94 from 23014 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1546 reviews
Personal loan
from Zopa 4.95 from 69065 reviews
Credit card
from Zopa 4.94 from 44332 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub