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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy savings

I opened my Zopa accounts a couple of months ago. Easy to do. Have different savings pots with good rates. No problems. Reviewed on: 3rd April 2023

User friendly & good interest rates

The app is brilliant. Interest rates are competitive and at the upper end of the scale and you have the option to have higher rates for locking money away for different lengths of time Reviewed on: 3rd April 2023

Excellent products for all

Market leading rates coupled with flexibility of saving pots Reviewed on: 3rd April 2023

Excellent service

Great bank, different pots help me meeting all my saving targets in an organised way! Reviewed on: 3rd April 2023

Great choice

Smart saver is regularly in the top few accounts for interest rates, much quicker than the big banks (and more willing) to pass rate rises on to customers, and I love the pots and boost features . Smart saver is a fantastic product. Reviewed on: 3rd April 2023

So simple

A great company with a very easy to use app. Rates are extremely competitive, along with its fantastic customer service support Reviewed on: 3rd April 2023

Brilliant!

I've tried so many saver accounts and Zopa really is the best one. It's so easy to use, and most importantly easy to understand! You don't have to be a finance buff to really make the most of your money. Thank you Zopa! I recommend to Everyone! Reviewed on: 3rd April 2023

Good saver

Generally happy, no major issues Reviewed on: 3rd April 2023

Best

They are great giving u access 24/7 and money into your Bank very quick Reviewed on: 3rd April 2023

Fantastic

The best thing since sliced bread. Well done to all at ZOPA Reviewed on: 3rd April 2023

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