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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Smart Saver is the way forward!

The app is brilliant. Really easy to open and straightforward in the instructions. They send notifications and of course, the smart saver rate is the best for flexibility. Highly recommend! Reviewed on: 3rd April 2023

Great Service

Great app interface. Very competitive rates and very versatile to suit your needs. Reviewed on: 3rd April 2023

Amazing service

Really easy to set up and use product Reviewed on: 3rd April 2023

Great app and savings rates

Application process very straightforward and quick. App is great and easy to use. Savings rates very competitive. Reviewed on: 3rd April 2023

Fantastic service and product

Since joining everything has been seamless with great service quick to respond to interest rate changes too which is great Reviewed on: 3rd April 2023

Excellent Savings Option for Savvy Savers

Zopa smart saver account is an excellent and easy to use instant access savings account that offers good interest rates and the ability to link other accounts with your account so that you transfer money, all via an app. Dead simple! Reviewed on: 3rd April 2023

Easy to use

The app is so clear & easy to use got my credit card & saver on the same account, so easy to apply & the interest rate is excellent much better than my banks really happy with it Reviewed on: 3rd April 2023

Just so easy

Was not sure about using a app based savings account as I am not very tech savvy. I needn’t have worried it is so straight forward to set up and transferring funds is a breeze. They pay one of the highest interest rates available on an easy access account and I love the boost pots which increase the rate on money you don’t need access to immediately. Reviewed on: 3rd April 2023

Great saver options

I love the options of pots with the smart saver. Gives varying interest based on various access limits. This makes it so easy to move your money around within one account. Saves things getting complicated. Reviewed on: 3rd April 2023

Excellent

Excellent products, easy to open accounts, simple to use app, good communication Reviewed on: 3rd April 2023

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