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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy set up and so much good advice

5
Such an easy product to use and set up with flexibility and sound assurance. Reviewed on: 3rd April 2023
Kevin Clague's avatar
Kevin Clague

Great savings account

5
Greats savings account and really easy to manage and open up. Easy to move money around. The app is good too. Reviewed on: 3rd April 2023
Roxanne Hardy's avatar
Roxanne Hardy

Thumbs up for Zopa

5
Efficient bank with top paying rate. User friendly app. Reviewed on: 3rd April 2023
PJ's avatar
PJ

Great - would recommend

5
Really easy to navigate and great saving incentives Reviewed on: 3rd April 2023
Harriet 's avatar
Harriet

Great savings account

5
Very easy to set up account, and easy withdrawal process. Good interest rates, would recommend Reviewed on: 3rd April 2023
Edward's avatar
Edward

Great interest rates

5
Much better than high street banks Reviewed on: 3rd April 2023
Kat Hart's avatar
Kat Hart

Simple to use

5
Easy account to set up, access money & move money when required Reviewed on: 3rd April 2023
Kat's avatar
Kat

Zopa

5
Excellent crédit card , savers account and easy to use Reviewed on: 3rd April 2023
Sadrax 's avatar
Sadrax

Good, all round savings app

5
Really easy to deposit, especially when you set up an automatic savings payment. Really nice way to save for specific things that need paying at specific times with the different pots and their various locking periods. Reviewed on: 3rd April 2023
Ethan Workman's avatar
Ethan Workman

Satisfied saver

5
I have found Zopa easy to access and manage. I feel confident my money is safe and working for me. Thank you Zopa for responing quickly to market changes and keeping me informed promptly. Reviewed on: 3rd April 2023
Julie Prescott's avatar
Julie Prescott

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