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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent flexibility

Flexible savings giving excellent interest rates for differing access accounts. Easy to use on the app. I would highly recommend. Reviewed on: 3rd April 2023

Really amazing rate for little to no work

Monthly interest rate delivered straight 2h notice for easy access no problem ever Reviewed on: 3rd April 2023

Super saving site

User friendly site..easy to use..Good competitive rates....what's not to like Reviewed on: 3rd April 2023

Easy, honest and relevant to BOE interest changes!

Zopa offers a simple and customer friendly app with an interest rate that reflects the sharp uptick in interest rates over the last year. Thank god apps like this exist when the traditional banks don't budget when the BOE does! Reviewed on: 3rd April 2023

Smart Saver

Best way to save money with Smart Saver from ZOPA Reviewed on: 3rd April 2023

Easy and great rates

The app is very easy to use. You can see at glance your whole pot, and easily move between pots. Everything is very clear and easy to manage, and best of all, they're great rates. Reviewed on: 3rd April 2023

Easy to setup and use!

Such an easy app to move and save my money with! Reviewed on: 3rd April 2023

Great Flexibility and high interest rates

Zopa bank has a great App which makes it easy to move money between different money ‘pots’ earning higher rates of interest. It keeps pace with changes in the Bank of England interest rate. Highly recommended Reviewed on: 3rd April 2023

Brilliant banking

So easy to use, straight forward money saving and good rates of interest. Reviewed on: 3rd April 2023

Brilliant

It is so easy to use and understand. I could create different savings pots and lock away my deposit for my house until I needed it. I would highly recommend Zopa Reviewed on: 3rd April 2023

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