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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Good savings made easy

4
Zopa offer a very easy to use app and an attractive interest rate that they endeavour to keep competitive. Reviewed on: 3rd April 2023

Easy to setup and use

5
Really easy to setup an account and start saving. Would highly recommend to friends and family. Reviewed on: 3rd April 2023

Hassle-free savings

5
Easy to set up, user-friendly app, great support. No complaints. Reviewed on: 3rd April 2023

Good bank and rates

5
Great rates and app, easy to use. No issues. Reviewed on: 3rd April 2023

Easy to use and trustworthy

5
I searched long and hard for a savings account which would give me varied options. Zopa makes it easy to save which is something I never thought I’d say. The app is clear and in a format which is easy to understand and use. I’ve recommended them to pretty much everyone I know. I’m so glad I found them and look forward to saving more! Reviewed on: 3rd April 2023

Fast and easy to use

5
I have been using the Zopa smart saver app for some time now and have no reservations in recommending it. Very easy to set up and use and very competitive interest rates. Reviewed on: 3rd April 2023

Great product

5
Easy to use and good interest rates Reviewed on: 3rd April 2023

Best savings account provider

5
Love the fact rates regularly get reviewed and do change. Being able to have multiple pots under the same account is extremely useful. Keep up the excellent work. Reviewed on: 3rd April 2023

Savings

5
Have used zopa numerous times over the past 7 years they are very helpful when you phone Reviewed on: 3rd April 2023

Incredibly easy to use and good rates, easy to select from

5
An incredibly easy way of controlling savings. Moving between greater rates and knowing the notice period is incredibly easy to use. Updates rates regularly and information is always up to date. Very useful app. Reviewed on: 3rd April 2023

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