Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Incredibly Easy to set up and use

It was an incredibly easy process to set up and use Zopa and the interest on the accounts is amazing! Would definitely recommend to friends and family! Reviewed on: 3rd April 2023

Simple way to save money

The interface is simple and clear. It tells you what your expected interest is and makes setting up separate pots easy to do and manage. Reviewed on: 3rd April 2023

Already recommended to others

Such a user friendly app that makes saving easy. Have recommended to several people already. Regular increases to the interest received when the rates rise too. What’s not to love! Reviewed on: 3rd April 2023

Can't beat it...

Easy to use and great rates. It's difficult to be beaten. Reviewed on: 3rd April 2023

Quick and simple

Very simple, efficient, with a high interest rate. It's so easy to move to a higher-interest long-term account if desired. Reviewed on: 3rd April 2023

Great savings product - simple and easy to use

Great savings product - simple and easy to use. DOes everything it needs to with an easy interface (mobile app). Would recommend. Reviewed on: 3rd April 2023

Great bank

Easy to use app, quick money transfers, enjoy the different pots of money you can have too. Reviewed on: 3rd April 2023

Superb product with great flexibility

Great savings product with several options of accounts to meet differing customer needs. Communication with customers is great and rates are highly competitive. App is easy to use. Reviewed on: 3rd April 2023

Very easy to use and makes saving fun

Very easy to use and very cool to boost savings temporarily when you know you don't need money. Much more flexible than other banks! Reviewed on: 3rd April 2023

Hassle Free

I had a small sum of money to put away and was looking for a high interest savings account which I could still access. The Zopa smart saver is so easy to manage and you can spread your money in different pots allowing you to earn a decent interest while at the same time having the funds available or being able to give notice to get to the money. It has been a very straight forward process. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

e-Saver Account
from Principality Building Society 4.46 from 15 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.87 from 235 reviews
Savings
from Scottish Building Society 4.91 from 3652 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub