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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

At the upper end of savings rates, and an easy-to-use app

I've had Zopa for a few months now, and so far it's been very helpful in setting different savings goals and seeing clearly where I'm at. Although it's not always at the very top of the heap in terms of interest rates, they are competitive and tend to move fairly quickly raise rates when the B of E does. Reviewed on: 3rd April 2023

Smart saving easy

So easy to save as its automatically taken love watching my savings grow Reviewed on: 3rd April 2023

Easy to use

Easy to use app and to withdraw/top up. Also they automatically increase the interest rates as the bank of England increased base rate so save shopping around Reviewed on: 3rd April 2023

Easy to setup

Easy to setup and manage, good interest rate Reviewed on: 3rd April 2023

Best rate of interest around.

Overall the best online savings account around. Interest rate outstanding for the product provided. Reviewed on: 3rd April 2023

Simple and easy to understand

Simple and easy to understand. Interest is applied monthly, regular communication to inform what interest rates are. Reviewed on: 3rd April 2023

Zopa Review

Good interest rates, what’s there to be mad about? Reviewed on: 3rd April 2023

Great interest rate

Great experience with Zopa. The interest rates are great and I love having separate savings pots with different levels of access. It works well for me and I am constantly recommending Zopa to friends and family. Reviewed on: 3rd April 2023

Get money for nothing

Easy and safe to use. I love checking my account at the end of the month and seeing all the interest I earned for doing nothing. Different accounts for all my money saving needs Reviewed on: 3rd April 2023

Really easy to use

Really easy to use with good rates updated regularly Reviewed on: 3rd April 2023

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