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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

So quick and easy to use

Super app easy to open and user friendly Great savings too. Reviewed on: 3rd April 2023

Easy to use App. Meets my needs.

Tried this App after reading a Martin Lewis report. Very easy to use and move money about into various pots, but with much better savings rates than my Bank account! Reviewed on: 3rd April 2023

good rates, very simple

Easy to use with good rates and good information Reviewed on: 3rd April 2023

Brilliant easy savings app

So easy to use, good interest rates that keep up with the Bank of England rates and really handy savings pots so you can save for specific things. Reviewed on: 3rd April 2023

Super responsive

I use online savings accounts for quick and easy access 24/7 coupled with super competitive or class leasing interest rates. Zopa provide this, they respond quickly to rate changes, and allow you to have funds in different pools with different t&c’ which is great all round. Reviewed on: 3rd April 2023

Zopa is the top provider

Have searched the alphabet and found the best to be at the last letter Reviewed on: 3rd April 2023

Great saver

Great, does the job. Would recommend Reviewed on: 3rd April 2023

An easy to use, quick access, high interest account

So easy to set up and use, with great rates and easy access to savings, the boost pots help you earn a little more if you are willing to wait for your money, but they even have flexible versions of the pots too. Amazing service and refreshing to see banking done right! Reviewed on: 3rd April 2023

Really happy

Easy to use, good saving options. Great FAQs when needed Reviewed on: 3rd April 2023

Easy to use and great rates

Very easy to use, easy deposits and many options in terms of accounts with boosted posts Reviewed on: 3rd April 2023

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