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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great provider

A great savings provider. - Easy to use - Fast transactions - Great communication - Excellent interest rate Reviewed on: 3rd April 2023

Excellent easy to sue app and account

Love the flexibility on interst rates and setting up named pots. Reviewed on: 3rd April 2023

Easy to use

Excellent service, really easy to set up on the app and great interest rates Reviewed on: 3rd April 2023

Flexible saving

Great platform offering flexibility. Reviewed on: 3rd April 2023

Would reccomend

The interest rates are good and the app is easy to use. Reviewed on: 3rd April 2023

Speed of sorting out an issue.

I had a request to make from Zopa whereby I needed to take out some money early from an account and this was sorted within minutes. Reviewed on: 3rd April 2023

Perfect and so easy

Brilliant interest rates, easy to switch money in and out Reviewed on: 3rd April 2023

Zopa makes saving money seamless

App is exceptional and the ability to create and delete savings pots whenever you want is great when you're saving money for different things. Reviewed on: 3rd April 2023

Brilliant

Zopa is a wonderful online bank, it’s easy to save using the different pots feature. The interest is great and they quickly increase the interest rates in accordance with the Bank of England increases and pass on the savings. I would recommend and have already recommended Zopa to family and friends Reviewed on: 3rd April 2023

Amazing way to save

Zopa’s easy to use savings account is a great way to save. Their pots enable me to save for specific reasons, and keep money to one side but all in one place! Reviewed on: 3rd April 2023

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