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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great company

Great savings company would recommend to anyone Reviewed on: 3rd April 2023

Best savings App

Zopa is brilliant! The app is really easy to use and helps me keep on track with my savings. The boosted pots are also a great way to divide up your savings for separate goals! I recommend this app to all my friends. Reviewed on: 3rd April 2023

Great platform

Highly recommend Zopa, simple easy to use platform Reviewed on: 3rd April 2023

Great online accouht

Easy on line account with great interest Reviewed on: 3rd April 2023

Zopa smart saver

Really really user friendly app and account to use. Definitely my favourite banking app to use and with great rates! Reviewed on: 3rd April 2023

It does what it says

I have been pleased with Zopa. I wanted better interest rates with reasonable flexibility and Zopa does just that. The options of movement between several formulae is good and the app is very good and easy to use. The only reason I withhold one star is that I can see there are marginally better interest rates out there, but maybe with less good terms. Reviewed on: 3rd April 2023

Online Saving Account

Easy online saving account with great saving rates to meet the markets best. Always kept up to date with changes to rates which are automatically added to my account. All I need to do is sit back and watch my money grow. Reviewed on: 3rd April 2023

Changed the way we save

We used to save with our high street bank before we realised other places had accounts that paid interest! This has changed the way we save - we even have a pot for a pipe dream holiday. Great app! Reviewed on: 3rd April 2023

Love Zopa

Absolutely love Zopa for my banking. Moved all of my savings (and continue to) into my account. So easy to use, straightforward, swift and very reliable. Good information produced every time I make a transaction. Will continue now to put all of my savings into this bank. Have recommended Zopa to several of my friends and family. Keep up the good work. You’re the best bank by far!! Reviewed on: 3rd April 2023

Great Rates

Easy to open a savings account with great interest rates Reviewed on: 3rd April 2023

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