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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Fantastic flexibility

Great flexibility for savings and actively adjust rates to match the market Reviewed on: 3rd April 2023

Zopa is the best out there

The zopa app is better than all the competitors out there, it's so easy to use and they give great APR rates. I have recommended zopa to my friends and family. Reviewed on: 3rd April 2023

Smart Saver: great rates, flexible terms, easy app

It's great, the variable notice periods keep you in control but give you some of the best rates out there. App is easy to use and as yet totally reliable. Saving how it should be! Reviewed on: 3rd April 2023

Nimble and easy

Banking with Zopa has been a delight. The app is super easy to use and they make their product offerings really clear and easy to understand. Reviewed on: 3rd April 2023

Great service

Zopa has been a great savings account with top interest rates. Would highly recommend! Reviewed on: 3rd April 2023

Simple great value

Smart saver offers great value rates and instant transfers, what's not to love.. Great app too... Reviewed on: 3rd April 2023

Great Rates, Great Service

My experience with Zopa has been fantastic. Opening my savings account was quick and easy, and customer support are easily contactable for any issues (which was a reservation I had initially about using an app only bank). The interest rate when I opened the account was market leading, and continues to be only fractionally below the current market leader having been increased twice since I opened the account. Very happy Reviewed on: 3rd April 2023

Simple flexible savings

Good basic competitive interest rates with simple “savings pots” for selective savings boosts. Pretty fast changes to interest rate changes made me end up with a large proportion of my savings in Zopa. Reviewed on: 3rd April 2023

Simple and easy to use

Linked to your account account banking app so very easy to move your funds about Reviewed on: 3rd April 2023

Great, simple way to save

Love Zopa - it’s so intuitive, easy to use and the interest rates are probably the best in the market. Would definitely recommend to friends and family. Reviewed on: 3rd April 2023

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