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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

So Easy

Its great getting a decent rate of interest and so easy to move the money from and to my bank account. Reviewed on: 3rd April 2023

Great company and service

Very easy to save and earn interest, especially for new savers like me. Reviewed on: 3rd April 2023

Simple, easy to use

App and website really easy to use, good communication by email and good rates Reviewed on: 3rd April 2023

Never disappointed

Zopa is such easy to manage card.i highly recommend. Reviewed on: 3rd April 2023

Smart saver

Easy to set up , easy to use and pays a great interest rate. Reviewed on: 3rd April 2023

Best Savings App On line

Easy to set up, easy to use and move add / withdraw funds, brilliant rates nothing to dislike!! Reviewed on: 3rd April 2023

Great

Easy to use, splitting between different pots make organising a breeze Reviewed on: 3rd April 2023

Innovative products with great rates!

Zopa's strategy is revolutionary. They offer excellent savings rates with 'boosts' for longer notice periods. This means, rather than accessing your money immediately, you can keep it in a while longer for a higher rate. Their rates are higher than I've seen elsewhere. Their app is user-friendly and intuitive. I highly recommend this company. Reviewed on: 3rd April 2023

Flexi saver

I have always been reluctant to save money and especially when it means locking away for a long time. I feel with zopa you have full control of how much you want to lock away for how long with good rates too. I also like how they very quickly increase the rate of Bank of England rate increases. Reviewed on: 3rd April 2023

Good app to have a savings account

Very easy to use has a very high interest rate Reviewed on: 3rd April 2023

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