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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Very good interest rate saving account.

I am extremely please with the Zopa smart saver account I hold. Very good interest rate and Very quick transfers in and out. I would recommend this company to most people and I have also recommended this to some of my friends and family. Reviewed on: 3rd April 2023

Recommend to my friends

Competitive savings rates and really easy to use, track and save Reviewed on: 3rd April 2023

Brilliant service

So easy to use, instant access to money if needed and easy to log in and keep track. I would highly recommend this to everybody. Reviewed on: 3rd April 2023

Great Interest Rates

Love the choice of the different pots to enable me to save and not get at my money instantly. Instant access for emergencies and then the other pots for anything I want to save for. Reviewed on: 3rd April 2023

Seemless/Best Rates/Best Tech

The technology and the app is truly amazing coupled with best savings rates in the market which makes this company an essential part of UK's future. Reviewed on: 3rd April 2023

Great customer experience

Saw Zopa recommended by Martin Lewis, and very easy to set up account. Reviewed on: 3rd April 2023

Trustworthy and simple

Easy to use / simplicity and trustworthy (fast transfers) + competitive saving rates Reviewed on: 3rd April 2023

Smart Saver - It just works!

Straightforward and easy to use, competitive rates, ust how things should be. When it's this simple, why would you use the hgh street bank for savings. Reviewed on: 3rd April 2023

Mr

Love it easy to use and looks rlly good Reviewed on: 3rd April 2023

Great Access Savings

Fab and easy to manage money online with great access to transferring between Zopa and bank accounts Reviewed on: 3rd April 2023

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