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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

An app so easy to use a child could do it

The app is very straightforward and easy to use my daughter could do it. Highly recommend and even increased their saving rates straight after Bank of England raised theirs Reviewed on: 3rd April 2023

All round great

Great interest rate which is quickly updated when the base rate is adjusted and option to boost for extra interest if desired. Reviewed on: 3rd April 2023

Great savings

East to use and set up account. Interest rate increases as Bank of England increases interest rates so very competitive Reviewed on: 3rd April 2023

Easy, safe and quick

great rates, good tools and advice, easy online service. Top marks so far! Reviewed on: 3rd April 2023

Best Saving Rates and Great Flexibility of Easy-Acess and Fixed Terms Options Corbited into a Single Saving Account.

Best Saving Rates and Great Flexibility of Easy-Acess and Fixed Terms Options Corbited into a Single Saving Account. Four different interest options and best savings rates on the market! Reviewed on: 3rd April 2023

highly recommended to all

great interest rates, easy to set up and flexible to suit lots of different needs. recommended to many friends and family Reviewed on: 3rd April 2023

Good saver

it has helped me save money Reviewed on: 3rd April 2023

Easy to use App with good interest paid

I find the Zopa App very easy to use, I also like the option to set up different savings pits with enhanced interest rates. They are always quick to upgrade interest rates when the BOE increase rates. Overall very pleased. Reviewed on: 3rd April 2023

Super easy and flexible

Smart Saver is brilliant as it's so easy to boost your savings pots to earn higher interest and save towards different goals. The app is very intuitive and I've had a great experience of Zopa so far. Reviewed on: 3rd April 2023

Edy to use

Easy account good rates for savings Reviewed on: 3rd April 2023

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