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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Very good rates

5
Very good rates … beat most high street banks Reviewed on: 3rd April 2023

Absolutely Fantastic!

5
I think Zopa is brilliant. Not everyone is finically savvy, however everyone is thinking of their finances at the moment. Zopa makes saving easy and convenient and I would highly recommend Zopa to all of my family & friends. Thank you Zopa! Reviewed on: 3rd April 2023

Easy, quick and reliable!

5
Easy and straight forward to set up, with a very user-friendly app. Reviewed on: 3rd April 2023

Easy peasy

5
The simplest, most straight forward savings I ever used! Opened in minutes, all done by my phone, good rate -recommend to everyone! Reviewed on: 3rd April 2023

Would recommend!

5
Great company, no issues with moving money, they also allow you to boost a pot with how ever much you want for either 1week, a month or 3 months giving you extra interest. They also keep up to date with the going rates, giving you a reason to stay with them. I would recommend them for sure. Reviewed on: 3rd April 2023

Would recommend

5
As a new customer, I couldn’t be happier making the switch with my savings. Simple, easy to manage and move my money. I would recommend! Reviewed on: 3rd April 2023

Great way to manage savings

5
Easy to set up and transfer savings and manage different pots. Have recommend to friends looking for a new savings account. Reviewed on: 3rd April 2023

Great savings account

5
Really flexible options and regularly updated savings rates in line with inflation. Regularly one of the best easy-access cash savings accounts and a doddle to use. Reviewed on: 3rd April 2023

Best 95 days Notice Saving Account

5
The app is so simple to use to move from one type of account to another, very user friendly Reviewed on: 3rd April 2023

Excellent interest rates

5
Easy to use mobile app, quick verification and excellent interest rates. Can't complain Reviewed on: 3rd April 2023

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