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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great rates

Nice to get some interest on your savings and also great zopa has been increasing the rates and passing on base rate rises to customers. Easy to use app and the savings pots are useful Reviewed on: 3rd April 2023

Great Savings Account

Very simple easy to use savings account. Interface and UI is good and have had absolutely no problems using it so far. Reviewed on: 3rd April 2023

Interest rates always keep up with competitors

Nice not having to open new accounts to keep the best rate Reviewed on: 3rd April 2023

Great way of saving!

My experience with Zopa is very positive, I recommend to all my family and friends. A great way to save with fantastic interest rates. The app is easy to use and clear to understand. Reviewed on: 3rd April 2023

Top saving app

Ease of app makes saving very straightforward Reviewed on: 3rd April 2023

Great online banking

The banking app is so easy to use compared with other banks apps. Is simple to transfer money instantly into a higher interest account. Simple and secure. I love it. Reviewed on: 3rd April 2023

Great company

They are quick to raise their competitive rates. Love their app. Get notification when money hits my account. Reviewed on: 3rd April 2023

Reliable

Transparent company, easy to keep tabs on savings. Reviewed on: 3rd April 2023

Easy access Saver

Easy to open Good interest rate for an instant access account Easy to set up payments in and out I'm very pleased with this account. Reviewed on: 3rd April 2023

Brilliant flexible savings app

The savings app is very easy to manage and the rates offered are very competitive. You can switch between instant access and longer term savings with a simple click. Withdrawing money is also a piece of cake. Reviewed on: 3rd April 2023

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